Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 57.6% of households in Unincorporated NSW were purchasing or had fully paid off their home, while 22.5% were renting. The mortgage share was lower than Regional NSW (29.4%).
Section overview
Housing tenure
Unincorporated NSW - Households (Enumerated)
This table summarises housing tenure for Unincorporated NSW in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Unincorporated NSW, with comparison markers for Regional NSW.
Fully owned
2021 count
206
% of total
44.1%
Change from 2016
+8.5pp
206
44.1%
+8.5pp
Mortgage
2021 count
63
% of total
13.5%
Change from 2016
-2.9pp
63
13.5%
-2.9pp
Renting - Total
2021 count
105
% of total
22.5%
Change from 2016
-1.9pp
105
22.5%
-1.9pp
Renting - Social housing
2021 count
14
% of total
3.0%
Change from 2016
+0.3pp
14
3.0%
+0.3pp
Renting - Private
2021 count
89
% of total
19.1%
Change from 2016
+1.5pp
89
19.1%
+1.5pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-3.9pp
0
0.0%
-3.9pp
Other tenure type
2021 count
38
% of total
8.1%
Change from 2016
+4.9pp
38
8.1%
+4.9pp
Not stated
2021 count
58
% of total
12.4%
Change from 2016
-8.6pp
58
12.4%
-8.6pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+50
+8.5pp
Mortgage
-9
-2.9pp
Renting - Total
-2
-1.9pp
Renting - Social housing
+2
+0.3pp
Renting - Private
+12
+1.5pp
Renting - Not stated
-17
-3.9pp
Other tenure type
+24
+4.9pp
Not stated
-34
-8.6pp
Data table
Housing tenure for Unincorporated NSW. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 206 | 44.1% | 36.3% | 156 | 35.6% | 35.5% | +50 | +8.5pp |
| Mortgage | 63 | 13.5% | 29.4% | 72 | 16.4% | 28.6% | -9 | -2.9pp |
| Renting - Total | 105 | 22.5% | 25.7% | 107 | 24.4% | 26.5% | -2 | -1.9pp |
| Renting - Social housing | 14 | 3.0% | 3.8% | 12 | 2.7% | 4.2% | +2 | +0.3pp |
| Renting - Private | 89 | 19.1% | 21.7% | 77 | 17.6% | 21.6% | +12 | +1.5pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 17 | 3.9% | 0.7% | -17 | -3.9pp |
| Other tenure type | 38 | 8.1% | 2.3% | 14 | 3.2% | 1.0% | +24 | +4.9pp |
| Not stated | 58 | 12.4% | 6.4% | 92 | 21.0% | 8.4% | -34 | -8.6pp |
| Total households | 467 | 100.0% | 100.0% | 438 | 100.0% | 100.0% | +29 | 0.0pp |