Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 76.9% of households in Uralla (A) were purchasing or had fully paid off their home, while 17.6% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Uralla (A) - Households (Enumerated)
This table summarises housing tenure for Uralla (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Chart view
Housing tenure snapshot
2021 distribution by category for Uralla (A), with comparison markers for Regional NSW.
Fully owned
2021 count
971
% of total
42.5%
Change from 2016
+0.8pp
971
42.5%
+0.8pp
Mortgage
2021 count
786
% of total
34.4%
Change from 2016
+1.1pp
786
34.4%
+1.1pp
Renting - Total
2021 count
403
% of total
17.6%
Change from 2016
-3.3pp
403
17.6%
-3.3pp
Renting - Social housing
2021 count
28
% of total
1.2%
Change from 2016
+0.2pp
28
1.2%
+0.2pp
Renting - Private
2021 count
374
% of total
16.4%
Change from 2016
-2.3pp
374
16.4%
-2.3pp
Renting - Not stated
2021 count
0
% of total
0.0%
Change from 2016
-1.5pp
0
0.0%
-1.5pp
Other tenure type
2021 count
93
% of total
4.1%
Change from 2016
+3.0pp
93
4.1%
+3.0pp
Not stated
2021 count
28
% of total
1.2%
Change from 2016
-1.8pp
28
1.2%
-1.8pp
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+20
+0.8pp
Mortgage
+27
+1.1pp
Renting - Total
-74
-3.3pp
Renting - Social housing
+6
+0.2pp
Renting - Private
-53
-2.3pp
Renting - Not stated
-34
-1.5pp
Other tenure type
+67
+3.0pp
Not stated
-41
-1.8pp
Data table
Housing tenure for Uralla (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 971 | 42.5% | 38.0% | 951 | 41.7% | 37.4% | +20 | +0.8pp |
| Mortgage | 786 | 34.4% | 31.2% | 759 | 33.3% | 30.6% | +27 | +1.1pp |
| Renting - Total | 403 | 17.6% | 26.8% | 477 | 20.9% | 27.9% | -74 | -3.3pp |
| Renting - Social housing | 28 | 1.2% | 4.0% | 22 | 1.0% | 4.5% | +6 | +0.2pp |
| Renting - Private | 374 | 16.4% | 22.6% | 427 | 18.7% | 22.7% | -53 | -2.3pp |
| Renting - Not stated | 0 | 0.0% | 0.2% | 34 | 1.5% | 0.7% | -34 | -1.5pp |
| Other tenure type | 93 | 4.1% | 2.3% | 26 | 1.1% | 1.0% | +67 | +3.0pp |
| Not stated | 28 | 1.2% | 1.7% | 69 | 3.0% | 3.0% | -41 | -1.8pp |
| Total households | 2,285 | 100.0% | 100.0% | 2,281 | 100.0% | 100.0% | +4 | 0.0pp |