Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 94.5% of households in Saumarez Ponds were purchasing or had fully paid off their home, while 6.8% were renting. The mortgage share was higher than Uralla (A) (34.4%).

Section overview

Housing tenure

Saumarez Ponds - Households (Enumerated)

This table summarises housing tenure for Saumarez Ponds in 2021 for persons, with comparison against Uralla (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Saumarez Ponds, with comparison markers for Uralla (A).

Saumarez Ponds
Uralla (A)

Fully owned

2021 count

68

% of total

46.6%

Change from 2016

+8.0pp

Mortgage

2021 count

70

% of total

47.9%

Change from 2016

-4.7pp

Renting - Total

2021 count

10

% of total

6.8%

Change from 2016

-0.7pp

Renting - Social housing

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Renting - Private

2021 count

0

% of total

0.0%

Change from 2016

-8.8pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Other tenure type

2021 count

0

% of total

0.0%

Change from 2016

0.0pp

Not stated

2021 count

3

% of total

2.1%

Change from 2016

+0.5pp

Data table

Housing tenure for Saumarez Ponds. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Uralla (A).

Housing tenure for Saumarez Ponds. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Uralla (A).
Housing tenure for Saumarez Ponds. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Uralla (A).
Category20212016Change
Count%Uralla (A)%Count%Uralla (A)%Countpp
Fully owned6846.6%42.5%11838.6%41.7%-50+8.0pp
Mortgage7047.9%34.4%16152.6%33.3%-91-4.7pp
Renting - Total106.8%17.6%237.5%20.9%-13-0.7pp
Renting - Social housing00.0%1.2%00.0%1.0%00.0pp
Renting - Private00.0%16.4%278.8%18.7%-27-8.8pp
Renting - Not stated00.0%0.0%00.0%1.5%00.0pp
Other tenure type00.0%4.1%00.0%1.1%00.0pp
Not stated32.1%1.2%51.6%3.0%-2+0.5pp
Total households146100.0%100.0%306100.0%100.0%-1600.0pp