Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 74% of households in Victor Harbor (C) were purchasing or had fully paid off their home, while 20.7% were renting. The mortgage share was lower than Regional SA (30.6%).
Section overview
Housing tenure
Victor Harbor (C) - Households (Enumerated)
This table summarises housing tenure for Victor Harbor (C) in 2021 for persons, with comparison against Regional SA and change since 2016.
Housing tenure snapshot
2021 distribution by category for Victor Harbor (C), with comparison markers for Regional SA.
Fully owned
2021 count
3,594
% of total
50.2%
Change from 2016
+3.6pp
3,594
50.2%
+3.6pp
Mortgage
2021 count
1,700
% of total
23.8%
Change from 2016
0.0pp
1,700
23.8%
0.0pp
Renting - Total
2021 count
1,478
% of total
20.7%
Change from 2016
-3.0pp
1,478
20.7%
-3.0pp
Renting - Social housing
2021 count
140
% of total
2.0%
Change from 2016
-0.3pp
140
2.0%
-0.3pp
Renting - Private
2021 count
1,326
% of total
18.5%
Change from 2016
-2.4pp
1,326
18.5%
-2.4pp
Renting - Not stated
2021 count
10
% of total
0.1%
Change from 2016
-0.4pp
10
0.1%
-0.4pp
Other tenure type
2021 count
280
% of total
3.9%
Change from 2016
+0.9pp
280
3.9%
+0.9pp
Not stated
2021 count
103
% of total
1.4%
Change from 2016
-1.4pp
103
1.4%
-1.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+667
+3.6pp
Mortgage
+202
0.0pp
Renting - Total
-14
-3.0pp
Renting - Social housing
-3
-0.3pp
Renting - Private
+14
-2.4pp
Renting - Not stated
-23
-0.4pp
Other tenure type
+93
+0.9pp
Not stated
-73
-1.4pp
Data table
Housing tenure for Victor Harbor (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional SA.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional SA% | Count | % | Regional SA% | Count | pp | |
| Fully owned | 3,594 | 50.2% | 39.4% | 2,927 | 46.6% | 37.2% | +667 | +3.6pp |
| Mortgage | 1,700 | 23.8% | 30.6% | 1,498 | 23.8% | 31.4% | +202 | 0.0pp |
| Renting - Total | 1,478 | 20.7% | 24.6% | 1,492 | 23.7% | 27.1% | -14 | -3.0pp |
| Renting - Social housing | 140 | 2.0% | 5.4% | 143 | 2.3% | 6.1% | -3 | -0.3pp |
| Renting - Private | 1,326 | 18.5% | 19.0% | 1,312 | 20.9% | 20.1% | +14 | -2.4pp |
| Renting - Not stated | 10 | 0.1% | 0.2% | 33 | 0.5% | 1.0% | -23 | -0.4pp |
| Other tenure type | 280 | 3.9% | 3.4% | 187 | 3.0% | 1.4% | +93 | +0.9pp |
| Not stated | 103 | 1.4% | 1.9% | 176 | 2.8% | 2.8% | -73 | -1.4pp |
| Total households | 7,156 | 100.0% | 100.0% | 6,283 | 100.0% | 100.0% | +873 | 0.0pp |