Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $2,000 to $2,199 was the most common mortgage repayment band among households with a mortgage in Leederville, accounting for 10.6% (53 households). This share was higher than Vincent (C) (9.5%).

Section overview

Monthly housing loan repayments

Leederville - Households (Enumerated)

This table summarises housing loan repayments for Leederville in 2021 for persons, with comparison against Vincent (C).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Leederville, with comparison markers for Vincent (C).

Leederville
Vincent (C)

Nil Repayments

2021 count

15

% of total

3.0%

1 To 149

2021 count

4

% of total

0.8%

150 To 299

2021 count

-

% of total

-

300 To 449

2021 count

8

% of total

1.6%

450 To 599

2021 count

4

% of total

0.8%

600 To 799

2021 count

5

% of total

1.0%

800 To 999

2021 count

19

% of total

3.8%

1000 To 1199

2021 count

16

% of total

3.2%

1200 To 1399

2021 count

40

% of total

8.0%

1400 To 1599

2021 count

36

% of total

7.2%

1600 To 1799

2021 count

32

% of total

6.4%

1800 To 1999

2021 count

37

% of total

7.4%

2000 To 2199

2021 count

53

% of total

10.6%

2200 To 2399

2021 count

29

% of total

5.8%

2400 To 2599

2021 count

28

% of total

5.6%

2600 To 2799

2021 count

15

% of total

3.0%

2800 To 2999

2021 count

11

% of total

2.2%

3000 To 3499

2021 count

41

% of total

8.2%

3500 To 3999

2021 count

24

% of total

4.8%

4000 To 4999

2021 count

27

% of total

5.4%

5000 And Over

2021 count

27

% of total

5.4%

Not stated

2021 count

27

% of total

5.4%

Data table

Housing loan repayments for Leederville. Monthly housing loan repayments. 2021 counts and percentages compared with Vincent (C).

Housing loan repayments for Leederville. Monthly housing loan repayments. 2021 counts and percentages compared with Vincent (C).
Housing loan repayments for Leederville. Monthly housing loan repayments. 2021 counts and percentages compared with Vincent (C).
Category2021 count2021 %Vincent (C) %
Nil Repayments153.0%2.9%
1 To 14940.8%0.7%
150 To 299--0.7%
300 To 44981.6%1.5%
450 To 59940.8%1.3%
600 To 79951.0%1.8%
800 To 999193.8%3.4%
1000 To 1199163.2%4.1%
1200 To 1399408.0%5.1%
1400 To 1599367.2%5.9%
1600 To 1799326.4%6.7%
1800 To 1999377.4%4.6%
2000 To 21995310.6%9.5%
2200 To 2399295.8%4.2%
2400 To 2599285.6%4.8%
2600 To 2799153.0%5.2%
2800 To 2999112.2%3.3%
3000 To 3499418.2%11.1%
3500 To 3999244.8%5.2%
4000 To 4999275.4%8.0%
5000 And Over275.4%5.8%
Not stated275.4%4.3%
Total498100.0%100.0%