Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Mount Hawthorn, accounting for 19.2% (239 households). This share was higher than Vincent (C) (16.3%).
Section overview
Monthly housing loan repayments
Mount Hawthorn - Households (Enumerated)
This table summarises housing loan repayments for Mount Hawthorn in 2021 for persons, with comparison against Vincent (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Mount Hawthorn, with comparison markers for Vincent (C).
$299 or less
2021 count
45
% of total
3.6%
45
3.6%
$300 - $599
2021 count
29
% of total
2.3%
29
2.3%
$600 - $999
2021 count
56
% of total
4.5%
56
4.5%
$1,000 - $1,199
2021 count
43
% of total
3.5%
43
3.5%
$1,200 - $1,399
2021 count
36
% of total
2.9%
36
2.9%
$1,400 - $1,599
2021 count
56
% of total
4.5%
56
4.5%
$1,600-$1,799
2021 count
59
% of total
4.7%
59
4.7%
$1,800 - $1,999
2021 count
61
% of total
4.9%
61
4.9%
$2,000 - $2,199
2021 count
107
% of total
8.6%
107
8.6%
$2,200 - $2,399
2021 count
58
% of total
4.7%
58
4.7%
$2,400-$2,599
2021 count
57
% of total
4.6%
57
4.6%
$2,600-$2,999
2021 count
129
% of total
10.4%
129
10.4%
$3,000-$3,999
2021 count
239
% of total
19.2%
239
19.2%
$4,000-$4,999
2021 count
120
% of total
9.6%
120
9.6%
$5000 and over
2021 count
99
% of total
8.0%
99
8.0%
Not stated
2021 count
50
% of total
4.0%
50
4.0%
Data table
Housing loan repayments for Mount Hawthorn. Monthly housing loan repayments. 2021 counts and percentages compared with Vincent (C).
| Category | 2021 count | 2021 % | Vincent (C) % |
|---|---|---|---|
| $299 or less | 45 | 3.6% | 4.2% |
| $300 - $599 | 29 | 2.3% | 2.8% |
| $600 - $999 | 56 | 4.5% | 5.3% |
| $1,000 - $1,199 | 43 | 3.5% | 4.1% |
| $1,200 - $1,399 | 36 | 2.9% | 5.1% |
| $1,400 - $1,599 | 56 | 4.5% | 5.9% |
| $1,600-$1,799 | 59 | 4.7% | 6.7% |
| $1,800 - $1,999 | 61 | 4.9% | 4.6% |
| $2,000 - $2,199 | 107 | 8.6% | 9.5% |
| $2,200 - $2,399 | 58 | 4.7% | 4.2% |
| $2,400-$2,599 | 57 | 4.6% | 4.8% |
| $2,600-$2,999 | 129 | 10.4% | 8.5% |
| $3,000-$3,999 | 239 | 19.2% | 16.3% |
| $4,000-$4,999 | 120 | 9.6% | 8.0% |
| $5000 and over | 99 | 8.0% | 5.8% |
| Not stated | 50 | 4.0% | 4.3% |
| Total | 1,244 | 100.0% | 100.0% |