Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 63.6% of households in Wagga Wagga (C) were purchasing or had fully paid off their home, while 32.7% were renting. The mortgage share was higher than Regional NSW (31.2%).
Section overview
Housing tenure
Wagga Wagga (C) - Households (Enumerated)
This table summarises housing tenure for Wagga Wagga (C) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Wagga Wagga (C), with comparison markers for Regional NSW.
Fully owned
2021 count
7,307
% of total
29.5%
Change from 2016
+0.3pp
7,307
29.5%
+0.3pp
Mortgage
2021 count
8,449
% of total
34.1%
Change from 2016
+0.7pp
8,449
34.1%
+0.7pp
Renting - Total
2021 count
8,103
% of total
32.7%
Change from 2016
-0.8pp
8,103
32.7%
-0.8pp
Renting - Social housing
2021 count
1,079
% of total
4.4%
Change from 2016
-0.7pp
1,079
4.4%
-0.7pp
Renting - Private
2021 count
6,984
% of total
28.2%
Change from 2016
+0.3pp
6,984
28.2%
+0.3pp
Renting - Not stated
2021 count
43
% of total
0.2%
Change from 2016
-0.3pp
43
0.2%
-0.3pp
Other tenure type
2021 count
545
% of total
2.2%
Change from 2016
+1.2pp
545
2.2%
+1.2pp
Not stated
2021 count
366
% of total
1.5%
Change from 2016
-1.4pp
366
1.5%
-1.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+767
+0.3pp
Mortgage
+965
+0.7pp
Renting - Total
+600
-0.8pp
Renting - Social housing
-63
-0.7pp
Renting - Private
+742
+0.3pp
Renting - Not stated
-79
-0.3pp
Other tenure type
+325
+1.2pp
Not stated
-286
-1.4pp
Data table
Housing tenure for Wagga Wagga (C). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 7,307 | 29.5% | 38.0% | 6,540 | 29.2% | 37.4% | +767 | +0.3pp |
| Mortgage | 8,449 | 34.1% | 31.2% | 7,484 | 33.4% | 30.6% | +965 | +0.7pp |
| Renting - Total | 8,103 | 32.7% | 26.8% | 7,503 | 33.5% | 27.9% | +600 | -0.8pp |
| Renting - Social housing | 1,079 | 4.4% | 4.0% | 1,142 | 5.1% | 4.5% | -63 | -0.7pp |
| Renting - Private | 6,984 | 28.2% | 22.6% | 6,242 | 27.9% | 22.7% | +742 | +0.3pp |
| Renting - Not stated | 43 | 0.2% | 0.2% | 122 | 0.5% | 0.7% | -79 | -0.3pp |
| Other tenure type | 545 | 2.2% | 2.3% | 220 | 1.0% | 1.0% | +325 | +1.2pp |
| Not stated | 366 | 1.5% | 1.7% | 652 | 2.9% | 3.0% | -286 | -1.4pp |
| Total households | 24,776 | 100.0% | 100.0% | 22,397 | 100.0% | 100.0% | +2,379 | 0.0pp |