Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, 5000 And Over was the most common mortgage repayment band among households with a mortgage in Walkerville (M), accounting for 13.5% (120 households). This share was higher than Greater Adelaide (1.9%).

Section overview

Monthly housing loan repayments

Walkerville (M) - Households (Enumerated)

This table summarises housing loan repayments for Walkerville (M) in 2021 for persons, with comparison against Greater Adelaide.

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Walkerville (M), with comparison markers for Greater Adelaide.

Walkerville (M)
Greater Adelaide

Nil Repayments

2021 count

49

% of total

5.5%

1 To 149

2021 count

11

% of total

1.2%

150 To 299

2021 count

12

% of total

1.3%

300 To 449

2021 count

13

% of total

1.5%

450 To 599

2021 count

7

% of total

0.8%

600 To 799

2021 count

24

% of total

2.7%

800 To 999

2021 count

27

% of total

3.0%

1000 To 1199

2021 count

42

% of total

4.7%

1200 To 1399

2021 count

51

% of total

5.7%

1400 To 1599

2021 count

42

% of total

4.7%

1600 To 1799

2021 count

50

% of total

5.6%

1800 To 1999

2021 count

11

% of total

1.2%

2000 To 2199

2021 count

70

% of total

7.9%

2200 To 2399

2021 count

31

% of total

3.5%

2400 To 2599

2021 count

31

% of total

3.5%

2600 To 2799

2021 count

33

% of total

3.7%

2800 To 2999

2021 count

25

% of total

2.8%

3000 To 3499

2021 count

72

% of total

8.1%

3500 To 3999

2021 count

38

% of total

4.3%

4000 To 4999

2021 count

72

% of total

8.1%

5000 And Over

2021 count

120

% of total

13.5%

Not stated

2021 count

60

% of total

6.7%

Data table

Housing loan repayments for Walkerville (M). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Adelaide.

Housing loan repayments for Walkerville (M). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Adelaide.
Housing loan repayments for Walkerville (M). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Adelaide.
Category2021 count2021 %Greater Adelaide %
Nil Repayments495.5%2.6%
1 To 149111.2%1.0%
150 To 299121.3%1.2%
300 To 449131.5%2.2%
450 To 59970.8%2.1%
600 To 799242.7%4.1%
800 To 999273.0%6.1%
1000 To 1199424.7%8.3%
1200 To 1399515.7%10.6%
1400 To 1599424.7%10.2%
1600 To 1799505.6%10.2%
1800 To 1999111.2%6.7%
2000 To 2199707.9%8.9%
2200 To 2399313.5%3.6%
2400 To 2599313.5%2.4%
2600 To 2799333.7%3.4%
2800 To 2999252.8%1.6%
3000 To 3499728.1%4.4%
3500 To 3999384.3%1.5%
4000 To 4999728.1%2.3%
5000 And Over12013.5%1.9%
Not stated606.7%4.8%
Total891100.0%100.0%