Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Alexander Heights, accounting for 13% (173 households). This share was similar to Wanneroo (C) (13.2%).

Section overview

Monthly housing loan repayments

Alexander Heights - Households (Enumerated)

This table summarises housing loan repayments for Alexander Heights in 2021 for persons, with comparison against Wanneroo (C).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Alexander Heights, with comparison markers for Wanneroo (C).

Alexander Heights
Wanneroo (C)

$299 or less

2021 count

70

% of total

5.3%

$300 - $599

2021 count

44

% of total

3.3%

$600 - $999

2021 count

93

% of total

7.0%

$1,000 - $1,199

2021 count

90

% of total

6.8%

$1,200 - $1,399

2021 count

127

% of total

9.6%

$1,400 - $1,599

2021 count

118

% of total

8.9%

$1,600-$1,799

2021 count

145

% of total

10.9%

$1,800 - $1,999

2021 count

126

% of total

9.5%

$2,000 - $2,199

2021 count

173

% of total

13.0%

$2,200 - $2,399

2021 count

50

% of total

3.8%

$2,400-$2,599

2021 count

52

% of total

3.9%

$2,600-$2,999

2021 count

66

% of total

5.0%

$3,000-$3,999

2021 count

59

% of total

4.4%

$4,000-$4,999

2021 count

24

% of total

1.8%

$5000 and over

2021 count

17

% of total

1.3%

Not stated

2021 count

72

% of total

5.4%

Data table

Housing loan repayments for Alexander Heights. Monthly housing loan repayments. 2021 counts and percentages compared with Wanneroo (C).

Housing loan repayments for Alexander Heights. Monthly housing loan repayments. 2021 counts and percentages compared with Wanneroo (C).
Housing loan repayments for Alexander Heights. Monthly housing loan repayments. 2021 counts and percentages compared with Wanneroo (C).
Category2021 count2021 %Wanneroo (C) %
$299 or less705.3%3.4%
$300 - $599443.3%2.2%
$600 - $999937.0%5.0%
$1,000 - $1,199906.8%4.8%
$1,200 - $1,3991279.6%7.6%
$1,400 - $1,5991188.9%8.8%
$1,600-$1,79914510.9%11.3%
$1,800 - $1,9991269.5%9.2%
$2,000 - $2,19917313.0%13.2%
$2,200 - $2,399503.8%6.1%
$2,400-$2,599523.9%4.1%
$2,600-$2,999665.0%7.8%
$3,000-$3,999594.4%6.9%
$4,000-$4,999241.8%2.3%
$5000 and over171.3%1.6%
Not stated725.4%5.6%
Total1,326100.0%100.0%