Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Alkimos, accounting for 13.9% (310 households). This share was higher than Wanneroo (C) (13.2%).
Section overview
Monthly housing loan repayments
Alkimos - Households (Enumerated)
This table summarises housing loan repayments for Alkimos in 2021 for persons, with comparison against Wanneroo (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Alkimos, with comparison markers for Wanneroo (C).
$299 or less
2021 count
40
% of total
1.8%
40
1.8%
$300 - $599
2021 count
28
% of total
1.3%
28
1.3%
$600 - $999
2021 count
72
% of total
3.2%
72
3.2%
$1,000 - $1,199
2021 count
61
% of total
2.7%
61
2.7%
$1,200 - $1,399
2021 count
146
% of total
6.6%
146
6.6%
$1,400 - $1,599
2021 count
215
% of total
9.7%
215
9.7%
$1,600-$1,799
2021 count
297
% of total
13.4%
297
13.4%
$1,800 - $1,999
2021 count
230
% of total
10.3%
230
10.3%
$2,000 - $2,199
2021 count
310
% of total
13.9%
310
13.9%
$2,200 - $2,399
2021 count
187
% of total
8.4%
187
8.4%
$2,400-$2,599
2021 count
112
% of total
5.0%
112
5.0%
$2,600-$2,999
2021 count
213
% of total
9.6%
213
9.6%
$3,000-$3,999
2021 count
121
% of total
5.4%
121
5.4%
$4,000-$4,999
2021 count
42
% of total
1.9%
42
1.9%
$5000 and over
2021 count
27
% of total
1.2%
27
1.2%
Not stated
2021 count
122
% of total
5.5%
122
5.5%
Data table
Housing loan repayments for Alkimos. Monthly housing loan repayments. 2021 counts and percentages compared with Wanneroo (C).
| Category | 2021 count | 2021 % | Wanneroo (C) % |
|---|---|---|---|
| $299 or less | 40 | 1.8% | 3.4% |
| $300 - $599 | 28 | 1.3% | 2.2% |
| $600 - $999 | 72 | 3.2% | 5.0% |
| $1,000 - $1,199 | 61 | 2.7% | 4.8% |
| $1,200 - $1,399 | 146 | 6.6% | 7.6% |
| $1,400 - $1,599 | 215 | 9.7% | 8.8% |
| $1,600-$1,799 | 297 | 13.4% | 11.3% |
| $1,800 - $1,999 | 230 | 10.3% | 9.2% |
| $2,000 - $2,199 | 310 | 13.9% | 13.2% |
| $2,200 - $2,399 | 187 | 8.4% | 6.1% |
| $2,400-$2,599 | 112 | 5.0% | 4.1% |
| $2,600-$2,999 | 213 | 9.6% | 7.8% |
| $3,000-$3,999 | 121 | 5.4% | 6.9% |
| $4,000-$4,999 | 42 | 1.9% | 2.3% |
| $5000 and over | 27 | 1.2% | 1.6% |
| Not stated | 122 | 5.5% | 5.6% |
| Total | 2,223 | 100.0% | 100.0% |