Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,600-$1,799 was the most common mortgage repayment band among households with a mortgage in Clarkson, accounting for 13.7% (358 households). This share was higher than Wanneroo (C) (11.3%).
Section overview
Monthly housing loan repayments
Clarkson - Households (Enumerated)
This table summarises housing loan repayments for Clarkson in 2021 for persons, with comparison against Wanneroo (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Clarkson, with comparison markers for Wanneroo (C).
$299 or less
2021 count
76
% of total
2.9%
76
2.9%
$300 - $599
2021 count
67
% of total
2.6%
67
2.6%
$600 - $999
2021 count
145
% of total
5.5%
145
5.5%
$1,000 - $1,199
2021 count
173
% of total
6.6%
173
6.6%
$1,200 - $1,399
2021 count
268
% of total
10.2%
268
10.2%
$1,400 - $1,599
2021 count
280
% of total
10.7%
280
10.7%
$1,600-$1,799
2021 count
358
% of total
13.7%
358
13.7%
$1,800 - $1,999
2021 count
263
% of total
10.0%
263
10.0%
$2,000 - $2,199
2021 count
311
% of total
11.9%
311
11.9%
$2,200 - $2,399
2021 count
145
% of total
5.5%
145
5.5%
$2,400-$2,599
2021 count
82
% of total
3.1%
82
3.1%
$2,600-$2,999
2021 count
158
% of total
6.0%
158
6.0%
$3,000-$3,999
2021 count
116
% of total
4.4%
116
4.4%
$4,000-$4,999
2021 count
35
% of total
1.3%
35
1.3%
$5000 and over
2021 count
26
% of total
1.0%
26
1.0%
Not stated
2021 count
116
% of total
4.4%
116
4.4%
Data table
Housing loan repayments for Clarkson. Monthly housing loan repayments. 2021 counts and percentages compared with Wanneroo (C).
| Category | 2021 count | 2021 % | Wanneroo (C) % |
|---|---|---|---|
| $299 or less | 76 | 2.9% | 3.4% |
| $300 - $599 | 67 | 2.6% | 2.2% |
| $600 - $999 | 145 | 5.5% | 5.0% |
| $1,000 - $1,199 | 173 | 6.6% | 4.8% |
| $1,200 - $1,399 | 268 | 10.2% | 7.6% |
| $1,400 - $1,599 | 280 | 10.7% | 8.8% |
| $1,600-$1,799 | 358 | 13.7% | 11.3% |
| $1,800 - $1,999 | 263 | 10.0% | 9.2% |
| $2,000 - $2,199 | 311 | 11.9% | 13.2% |
| $2,200 - $2,399 | 145 | 5.5% | 6.1% |
| $2,400-$2,599 | 82 | 3.1% | 4.1% |
| $2,600-$2,999 | 158 | 6.0% | 7.8% |
| $3,000-$3,999 | 116 | 4.4% | 6.9% |
| $4,000-$4,999 | 35 | 1.3% | 2.3% |
| $5000 and over | 26 | 1.0% | 1.6% |
| Not stated | 116 | 4.4% | 5.6% |
| Total | 2,619 | 100.0% | 100.0% |