Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Tapping, accounting for 17.1% (319 households). This share was higher than Wanneroo (C) (13.2%).
Section overview
Monthly housing loan repayments
Tapping - Households (Enumerated)
This table summarises housing loan repayments for Tapping in 2021 for persons, with comparison against Wanneroo (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Tapping, with comparison markers for Wanneroo (C).
$299 or less
2021 count
48
% of total
2.6%
48
2.6%
$300 - $599
2021 count
32
% of total
1.7%
32
1.7%
$600 - $999
2021 count
76
% of total
4.1%
76
4.1%
$1,000 - $1,199
2021 count
64
% of total
3.4%
64
3.4%
$1,200 - $1,399
2021 count
113
% of total
6.0%
113
6.0%
$1,400 - $1,599
2021 count
120
% of total
6.4%
120
6.4%
$1,600-$1,799
2021 count
196
% of total
10.5%
196
10.5%
$1,800 - $1,999
2021 count
205
% of total
11.0%
205
11.0%
$2,000 - $2,199
2021 count
319
% of total
17.1%
319
17.1%
$2,200 - $2,399
2021 count
144
% of total
7.7%
144
7.7%
$2,400-$2,599
2021 count
100
% of total
5.4%
100
5.4%
$2,600-$2,999
2021 count
164
% of total
8.8%
164
8.8%
$3,000-$3,999
2021 count
134
% of total
7.2%
134
7.2%
$4,000-$4,999
2021 count
40
% of total
2.1%
40
2.1%
$5000 and over
2021 count
29
% of total
1.6%
29
1.6%
Not stated
2021 count
85
% of total
4.5%
85
4.5%
Data table
Housing loan repayments for Tapping. Monthly housing loan repayments. 2021 counts and percentages compared with Wanneroo (C).
| Category | 2021 count | 2021 % | Wanneroo (C) % |
|---|---|---|---|
| $299 or less | 48 | 2.6% | 3.4% |
| $300 - $599 | 32 | 1.7% | 2.2% |
| $600 - $999 | 76 | 4.1% | 5.0% |
| $1,000 - $1,199 | 64 | 3.4% | 4.8% |
| $1,200 - $1,399 | 113 | 6.0% | 7.6% |
| $1,400 - $1,599 | 120 | 6.4% | 8.8% |
| $1,600-$1,799 | 196 | 10.5% | 11.3% |
| $1,800 - $1,999 | 205 | 11.0% | 9.2% |
| $2,000 - $2,199 | 319 | 17.1% | 13.2% |
| $2,200 - $2,399 | 144 | 7.7% | 6.1% |
| $2,400-$2,599 | 100 | 5.4% | 4.1% |
| $2,600-$2,999 | 164 | 8.8% | 7.8% |
| $3,000-$3,999 | 134 | 7.2% | 6.9% |
| $4,000-$4,999 | 40 | 2.1% | 2.3% |
| $5000 and over | 29 | 1.6% | 1.6% |
| Not stated | 85 | 4.5% | 5.6% |
| Total | 1,869 | 100.0% | 100.0% |