Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Wanneroo, accounting for 12.7% (256 households). This share was lower than Wanneroo (C) (13.2%).
Section overview
Monthly housing loan repayments
Wanneroo - Households (Enumerated)
This table summarises housing loan repayments for Wanneroo in 2021 for persons, with comparison against Wanneroo (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Wanneroo, with comparison markers for Wanneroo (C).
$299 or less
2021 count
69
% of total
3.4%
69
3.4%
$300 - $599
2021 count
66
% of total
3.3%
66
3.3%
$600 - $999
2021 count
119
% of total
5.9%
119
5.9%
$1,000 - $1,199
2021 count
105
% of total
5.2%
105
5.2%
$1,200 - $1,399
2021 count
188
% of total
9.3%
188
9.3%
$1,400 - $1,599
2021 count
172
% of total
8.5%
172
8.5%
$1,600-$1,799
2021 count
248
% of total
12.3%
248
12.3%
$1,800 - $1,999
2021 count
156
% of total
7.7%
156
7.7%
$2,000 - $2,199
2021 count
256
% of total
12.7%
256
12.7%
$2,200 - $2,399
2021 count
88
% of total
4.4%
88
4.4%
$2,400-$2,599
2021 count
61
% of total
3.0%
61
3.0%
$2,600-$2,999
2021 count
128
% of total
6.4%
128
6.4%
$3,000-$3,999
2021 count
147
% of total
7.3%
147
7.3%
$4,000-$4,999
2021 count
51
% of total
2.5%
51
2.5%
$5000 and over
2021 count
36
% of total
1.8%
36
1.8%
Not stated
2021 count
124
% of total
6.2%
124
6.2%
Data table
Housing loan repayments for Wanneroo. Monthly housing loan repayments. 2021 counts and percentages compared with Wanneroo (C).
| Category | 2021 count | 2021 % | Wanneroo (C) % |
|---|---|---|---|
| $299 or less | 69 | 3.4% | 3.4% |
| $300 - $599 | 66 | 3.3% | 2.2% |
| $600 - $999 | 119 | 5.9% | 5.0% |
| $1,000 - $1,199 | 105 | 5.2% | 4.8% |
| $1,200 - $1,399 | 188 | 9.3% | 7.6% |
| $1,400 - $1,599 | 172 | 8.5% | 8.8% |
| $1,600-$1,799 | 248 | 12.3% | 11.3% |
| $1,800 - $1,999 | 156 | 7.7% | 9.2% |
| $2,000 - $2,199 | 256 | 12.7% | 13.2% |
| $2,200 - $2,399 | 88 | 4.4% | 6.1% |
| $2,400-$2,599 | 61 | 3.0% | 4.1% |
| $2,600-$2,999 | 128 | 6.4% | 7.8% |
| $3,000-$3,999 | 147 | 7.3% | 6.9% |
| $4,000-$4,999 | 51 | 2.5% | 2.3% |
| $5000 and over | 36 | 1.8% | 1.6% |
| Not stated | 124 | 6.2% | 5.6% |
| Total | 2,014 | 100.0% | 100.0% |