Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 64.3% of households in Warrnambool (part) were purchasing or had fully paid off their home, while 28.8% were renting. The mortgage share was lower than Warrnambool (C) (30.6%).
Section overview
Housing tenure
Warrnambool (part) - Households (Enumerated)
This table summarises housing tenure for Warrnambool (part) in 2021 for persons, with comparison against Warrnambool (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Warrnambool (part), with comparison markers for Warrnambool (C).
Fully owned
2021 count
4,694
% of total
35.5%
Change from 2016
+3.3pp
4,694
35.5%
+3.3pp
Mortgage
2021 count
3,815
% of total
28.8%
Change from 2016
+1.3pp
3,815
28.8%
+1.3pp
Renting - Total
2021 count
3,813
% of total
28.8%
Change from 2016
-1.7pp
3,813
28.8%
-1.7pp
Renting - Social housing
2021 count
694
% of total
5.2%
Change from 2016
-0.5pp
694
5.2%
-0.5pp
Renting - Private
2021 count
3,095
% of total
23.4%
Change from 2016
-1.1pp
3,095
23.4%
-1.1pp
Renting - Not stated
2021 count
24
% of total
0.2%
Change from 2016
-0.1pp
24
0.2%
-0.1pp
Other tenure type
2021 count
234
% of total
1.8%
Change from 2016
+0.8pp
234
1.8%
+0.8pp
Not stated
2021 count
679
% of total
5.1%
Change from 2016
-3.8pp
679
5.1%
-3.8pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+770
+3.3pp
Mortgage
+470
+1.3pp
Renting - Total
+98
-1.7pp
Renting - Social housing
-1
-0.5pp
Renting - Private
+114
-1.1pp
Renting - Not stated
-17
-0.1pp
Other tenure type
+118
+0.8pp
Not stated
-400
-3.8pp
Data table
Housing tenure for Warrnambool (part). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Warrnambool (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Warrnambool (C)% | Count | % | Warrnambool (C)% | Count | pp | |
| Fully owned | 4,694 | 35.5% | 35.3% | 3,924 | 32.2% | 32.0% | +770 | +3.3pp |
| Mortgage | 3,815 | 28.8% | 30.6% | 3,345 | 27.5% | 29.3% | +470 | +1.3pp |
| Renting - Total | 3,813 | 28.8% | 27.2% | 3,715 | 30.5% | 29.1% | +98 | -1.7pp |
| Renting - Social housing | 694 | 5.2% | 4.7% | 695 | 5.7% | 5.2% | -1 | -0.5pp |
| Renting - Private | 3,095 | 23.4% | 22.2% | 2,981 | 24.5% | 23.5% | +114 | -1.1pp |
| Renting - Not stated | 24 | 0.2% | 0.2% | 41 | 0.3% | 0.4% | -17 | -0.1pp |
| Other tenure type | 234 | 1.8% | 1.7% | 116 | 1.0% | 0.9% | +118 | +0.8pp |
| Not stated | 679 | 5.1% | 5.1% | 1,079 | 8.9% | 8.7% | -400 | -3.8pp |
| Total households | 13,239 | 100.0% | 100.0% | 12,176 | 100.0% | 100.0% | +1,063 | 0.0pp |