Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 71.9% of households in Warrumbungle Shire (A) were purchasing or had fully paid off their home, while 20.9% were renting. The mortgage share was lower than Regional NSW (31.2%).
Section overview
Housing tenure
Warrumbungle Shire (A) - Households (Enumerated)
This table summarises housing tenure for Warrumbungle Shire (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.
Housing tenure snapshot
2021 distribution by category for Warrumbungle Shire (A), with comparison markers for Regional NSW.
Fully owned
2021 count
1,663
% of total
48.9%
Change from 2016
+2.5pp
1,663
48.9%
+2.5pp
Mortgage
2021 count
781
% of total
23.0%
Change from 2016
0.0pp
781
23.0%
0.0pp
Renting - Total
2021 count
711
% of total
20.9%
Change from 2016
-4.9pp
711
20.9%
-4.9pp
Renting - Social housing
2021 count
88
% of total
2.6%
Change from 2016
-0.6pp
88
2.6%
-0.6pp
Renting - Private
2021 count
609
% of total
17.9%
Change from 2016
-3.0pp
609
17.9%
-3.0pp
Renting - Not stated
2021 count
5
% of total
0.1%
Change from 2016
-1.7pp
5
0.1%
-1.7pp
Other tenure type
2021 count
146
% of total
4.3%
Change from 2016
+3.0pp
146
4.3%
+3.0pp
Not stated
2021 count
105
% of total
3.1%
Change from 2016
-0.4pp
105
3.1%
-0.4pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+32
+2.5pp
Mortgage
-28
0.0pp
Renting - Total
-196
-4.9pp
Renting - Social housing
-26
-0.6pp
Renting - Private
-125
-3.0pp
Renting - Not stated
-57
-1.7pp
Other tenure type
+100
+3.0pp
Not stated
-18
-0.4pp
Data table
Housing tenure for Warrumbungle Shire (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional NSW% | Count | % | Regional NSW% | Count | pp | |
| Fully owned | 1,663 | 48.9% | 38.0% | 1,631 | 46.4% | 37.4% | +32 | +2.5pp |
| Mortgage | 781 | 23.0% | 31.2% | 809 | 23.0% | 30.6% | -28 | 0.0pp |
| Renting - Total | 711 | 20.9% | 26.8% | 907 | 25.8% | 27.9% | -196 | -4.9pp |
| Renting - Social housing | 88 | 2.6% | 4.0% | 114 | 3.2% | 4.5% | -26 | -0.6pp |
| Renting - Private | 609 | 17.9% | 22.6% | 734 | 20.9% | 22.7% | -125 | -3.0pp |
| Renting - Not stated | 5 | 0.1% | 0.2% | 62 | 1.8% | 0.7% | -57 | -1.7pp |
| Other tenure type | 146 | 4.3% | 2.3% | 46 | 1.3% | 1.0% | +100 | +3.0pp |
| Not stated | 105 | 3.1% | 1.7% | 123 | 3.5% | 3.0% | -18 | -0.4pp |
| Total households | 3,400 | 100.0% | 100.0% | 3,517 | 100.0% | 100.0% | -117 | 0.0pp |