Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 68.5% of households in Penola were purchasing or had fully paid off their home, while 21.9% were renting. The mortgage share was higher than Wattle Range (DC) (30.3%).

Section overview

Housing tenure

Penola - Households (Enumerated)

This table summarises housing tenure for Penola in 2021 for persons, with comparison against Wattle Range (DC) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Penola, with comparison markers for Wattle Range (DC).

Penola
Wattle Range (DC)

Fully owned

2021 count

259

% of total

37.9%

Change from 2016

+4.0pp

Mortgage

2021 count

209

% of total

30.6%

Change from 2016

+1.0pp

Renting - Total

2021 count

150

% of total

21.9%

Change from 2016

-5.9pp

Renting - Social housing

2021 count

35

% of total

5.1%

Change from 2016

+1.7pp

Renting - Private

2021 count

123

% of total

18.0%

Change from 2016

-4.9pp

Renting - Not stated

2021 count

4

% of total

0.6%

Change from 2016

-0.2pp

Other tenure type

2021 count

30

% of total

4.4%

Change from 2016

+3.2pp

Not stated

2021 count

36

% of total

5.3%

Change from 2016

-1.4pp

Data table

Housing tenure for Penola. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Wattle Range (DC).

Housing tenure for Penola. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Wattle Range (DC).
Housing tenure for Penola. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Wattle Range (DC).
Category20212016Change
Count%Wattle Range (DC)%Count%Wattle Range (DC)%Countpp
Fully owned25937.9%41.4%22133.9%38.5%+38+4.0pp
Mortgage20930.6%30.3%19329.6%31.6%+16+1.0pp
Renting - Total15021.9%19.0%18127.8%22.1%-31-5.9pp
Renting - Social housing355.1%3.4%223.4%3.8%+13+1.7pp
Renting - Private12318.0%15.5%14922.9%17.4%-26-4.9pp
Renting - Not stated40.6%0.4%50.8%1.0%-1-0.2pp
Other tenure type304.4%2.8%81.2%0.7%+22+3.2pp
Not stated365.3%6.5%446.7%6.9%-8-1.4pp
Total households684100.0%100.0%652100.0%100.0%+320.0pp