Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Bondi Junction, accounting for 25.9% (209 households). This share was lower than Waverley (A) (29.6%).
Section overview
Monthly housing loan repayments
Bondi Junction - Households (Enumerated)
This table summarises housing loan repayments for Bondi Junction in 2021 for persons, with comparison against Waverley (A).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Bondi Junction, with comparison markers for Waverley (A).
$299 or less
2021 count
53
% of total
6.6%
53
6.6%
$300 - $599
2021 count
8
% of total
1.0%
8
1.0%
$600 - $999
2021 count
20
% of total
2.5%
20
2.5%
$1,000 - $1,199
2021 count
26
% of total
3.2%
26
3.2%
$1,200 - $1,399
2021 count
19
% of total
2.4%
19
2.4%
$1,400 - $1,599
2021 count
21
% of total
2.6%
21
2.6%
$1,600-$1,799
2021 count
20
% of total
2.5%
20
2.5%
$1,800 - $1,999
2021 count
14
% of total
1.7%
14
1.7%
$2,000 - $2,199
2021 count
51
% of total
6.3%
51
6.3%
$2,200 - $2,399
2021 count
24
% of total
3.0%
24
3.0%
$2,400-$2,599
2021 count
24
% of total
3.0%
24
3.0%
$2,600-$2,999
2021 count
50
% of total
6.2%
50
6.2%
$3,000-$3,999
2021 count
123
% of total
15.2%
123
15.2%
$4,000-$4,999
2021 count
85
% of total
10.5%
85
10.5%
$5000 and over
2021 count
209
% of total
25.9%
209
25.9%
Not stated
2021 count
61
% of total
7.5%
61
7.5%
Data table
Housing loan repayments for Bondi Junction. Monthly housing loan repayments. 2021 counts and percentages compared with Waverley (A).
| Category | 2021 count | 2021 % | Waverley (A) % |
|---|---|---|---|
| $299 or less | 53 | 6.6% | 6.0% |
| $300 - $599 | 8 | 1.0% | 1.5% |
| $600 - $999 | 20 | 2.5% | 2.6% |
| $1,000 - $1,199 | 26 | 3.2% | 2.2% |
| $1,200 - $1,399 | 19 | 2.4% | 1.9% |
| $1,400 - $1,599 | 21 | 2.6% | 2.2% |
| $1,600-$1,799 | 20 | 2.5% | 2.6% |
| $1,800 - $1,999 | 14 | 1.7% | 1.8% |
| $2,000 - $2,199 | 51 | 6.3% | 5.4% |
| $2,200 - $2,399 | 24 | 3.0% | 2.0% |
| $2,400-$2,599 | 24 | 3.0% | 2.9% |
| $2,600-$2,999 | 50 | 6.2% | 5.4% |
| $3,000-$3,999 | 123 | 15.2% | 14.7% |
| $4,000-$4,999 | 85 | 10.5% | 11.0% |
| $5000 and over | 209 | 25.9% | 29.6% |
| Not stated | 61 | 7.5% | 8.2% |
| Total | 808 | 100.0% | 100.0% |