Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 49.8% of households in Waverley (NSW) were purchasing or had fully paid off their home, while 41% were renting. The mortgage share was higher than Waverley (A) (22.7%).

Section overview

Housing tenure

Waverley (NSW) - Households (Enumerated)

This table summarises housing tenure for Waverley (NSW) in 2021 for persons, with comparison against Waverley (A) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Waverley (NSW), with comparison markers for Waverley (A).

Waverley (NSW)
Waverley (A)

Fully owned

2021 count

363

% of total

21.9%

Change from 2016

+0.8pp

Mortgage

2021 count

462

% of total

27.9%

Change from 2016

+4.1pp

Renting - Total

2021 count

678

% of total

41.0%

Change from 2016

-2.0pp

Renting - Social housing

2021 count

59

% of total

3.6%

Change from 2016

-1.0pp

Renting - Private

2021 count

617

% of total

37.3%

Change from 2016

-0.6pp

Renting - Not stated

2021 count

4

% of total

0.2%

Change from 2016

-0.6pp

Other tenure type

2021 count

24

% of total

1.5%

Change from 2016

+1.0pp

Not stated

2021 count

131

% of total

7.9%

Change from 2016

-3.7pp

Data table

Housing tenure for Waverley (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Waverley (A).

Housing tenure for Waverley (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Waverley (A).
Housing tenure for Waverley (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Waverley (A).
Category20212016Change
Count%Waverley (A)%Count%Waverley (A)%Countpp
Fully owned36321.9%23.0%35121.1%22.5%+12+0.8pp
Mortgage46227.9%22.7%39623.8%21.4%+66+4.1pp
Renting - Total67841.0%46.8%71643.0%43.0%-38-2.0pp
Renting - Social housing593.6%1.6%764.6%1.8%-17-1.0pp
Renting - Private61737.3%45.0%63237.9%40.6%-15-0.6pp
Renting - Not stated40.2%0.2%130.8%0.6%-9-0.6pp
Other tenure type241.5%1.5%80.5%0.7%+16+1.0pp
Not stated1317.9%5.9%19311.6%12.4%-62-3.7pp
Total households1,655100.0%100.0%1,667100.0%100.0%-120.0pp