Housing

Housing loan repayments

About this topic

Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.

This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.

Interpretation notes

  • This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
  • Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
  • The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.

Key insight

In 2021, $2,000 to $2,199 was the most common mortgage repayment band among households with a mortgage in Trunding, accounting for 20.5% (15 households). This share was higher than Weipa (T) (16.1%).

Section overview

Monthly housing loan repayments

Trunding - Households (Enumerated)

This table summarises housing loan repayments for Trunding in 2021 for persons, with comparison against Weipa (T).

Chart view

Monthly housing loan repayments snapshot

2021 distribution by category for Trunding, with comparison markers for Weipa (T).

Trunding
Weipa (T)

Nil Repayments

2021 count

-

% of total

-

300 To 449

2021 count

-

% of total

-

450 To 599

2021 count

-

% of total

-

600 To 799

2021 count

-

% of total

-

800 To 999

2021 count

6

% of total

8.2%

1000 To 1199

2021 count

4

% of total

5.5%

1200 To 1399

2021 count

5

% of total

6.8%

1400 To 1599

2021 count

9

% of total

12.3%

1600 To 1799

2021 count

4

% of total

5.5%

1800 To 1999

2021 count

3

% of total

4.1%

2000 To 2199

2021 count

15

% of total

20.5%

2200 To 2399

2021 count

-

% of total

-

2400 To 2599

2021 count

8

% of total

11.0%

2600 To 2799

2021 count

7

% of total

9.6%

2800 To 2999

2021 count

-

% of total

-

3000 To 3499

2021 count

6

% of total

8.2%

4000 To 4999

2021 count

3

% of total

4.1%

5000 And Over

2021 count

-

% of total

-

Not stated

2021 count

3

% of total

4.1%

Data table

Housing loan repayments for Trunding. Monthly housing loan repayments. 2021 counts and percentages compared with Weipa (T).

Housing loan repayments for Trunding. Monthly housing loan repayments. 2021 counts and percentages compared with Weipa (T).
Housing loan repayments for Trunding. Monthly housing loan repayments. 2021 counts and percentages compared with Weipa (T).
Category2021 count2021 %Weipa (T) %
Nil Repayments--1.0%
300 To 449--2.7%
450 To 599--1.0%
600 To 799--2.4%
800 To 99968.2%5.1%
1000 To 119945.5%3.4%
1200 To 139956.8%5.5%
1400 To 1599912.3%5.8%
1600 To 179945.5%7.5%
1800 To 199934.1%6.8%
2000 To 21991520.5%16.1%
2200 To 2399--5.8%
2400 To 2599811.0%8.2%
2600 To 279979.6%5.1%
2800 To 2999--3.8%
3000 To 349968.2%7.5%
4000 To 499934.1%4.1%
5000 And Over--1.0%
Not stated34.1%6.8%
Total73100.0%100.0%