Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Dalby, accounting for 16.4% (256 households). This share was lower than Western Downs (R) (17.2%).
Section overview
Monthly housing loan repayments
Dalby - Households (Enumerated)
This table summarises housing loan repayments for Dalby in 2021 for persons, with comparison against Western Downs (R).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Dalby, with comparison markers for Western Downs (R).
$299 or less
2021 count
71
% of total
4.6%
71
4.6%
$300 - $599
2021 count
91
% of total
5.8%
91
5.8%
$600 - $999
2021 count
256
% of total
16.4%
256
16.4%
$1,000 - $1,199
2021 count
190
% of total
12.2%
190
12.2%
$1,200 - $1,399
2021 count
204
% of total
13.1%
204
13.1%
$1,400 - $1,599
2021 count
160
% of total
10.3%
160
10.3%
$1,600-$1,799
2021 count
155
% of total
10.0%
155
10.0%
$1,800 - $1,999
2021 count
70
% of total
4.5%
70
4.5%
$2,000 - $2,199
2021 count
111
% of total
7.1%
111
7.1%
$2,200 - $2,399
2021 count
38
% of total
2.4%
38
2.4%
$2,400-$2,599
2021 count
19
% of total
1.2%
19
1.2%
$2,600-$2,999
2021 count
36
% of total
2.3%
36
2.3%
$3,000-$3,999
2021 count
40
% of total
2.6%
40
2.6%
$4,000-$4,999
2021 count
15
% of total
1.0%
15
1.0%
$5000 and over
2021 count
10
% of total
0.6%
10
0.6%
Not stated
2021 count
91
% of total
5.8%
91
5.8%
Data table
Housing loan repayments for Dalby. Monthly housing loan repayments. 2021 counts and percentages compared with Western Downs (R).
| Category | 2021 count | 2021 % | Western Downs (R) % |
|---|---|---|---|
| $299 or less | 71 | 4.6% | 7.9% |
| $300 - $599 | 91 | 5.8% | 7.6% |
| $600 - $999 | 256 | 16.4% | 17.2% |
| $1,000 - $1,199 | 190 | 12.2% | 10.8% |
| $1,200 - $1,399 | 204 | 13.1% | 10.4% |
| $1,400 - $1,599 | 160 | 10.3% | 8.6% |
| $1,600-$1,799 | 155 | 10.0% | 7.7% |
| $1,800 - $1,999 | 70 | 4.5% | 4.0% |
| $2,000 - $2,199 | 111 | 7.1% | 6.6% |
| $2,200 - $2,399 | 38 | 2.4% | 2.2% |
| $2,400-$2,599 | 19 | 1.2% | 1.3% |
| $2,600-$2,999 | 36 | 2.3% | 2.5% |
| $3,000-$3,999 | 40 | 2.6% | 3.3% |
| $4,000-$4,999 | 15 | 1.0% | 1.7% |
| $5000 and over | 10 | 0.6% | 1.7% |
| Not stated | 91 | 5.8% | 6.5% |
| Total | 1,557 | 100.0% | 100.0% |