Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Bundoora (Vic.) (part), accounting for 10.5% (343 households). This share was higher than Whittlesea (C) (6.9%).
Section overview
Monthly housing loan repayments
Bundoora (Vic.) (part) - Households (Enumerated)
This table summarises housing loan repayments for Bundoora (Vic.) (part) in 2021 for persons, with comparison against Whittlesea (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Bundoora (Vic.) (part), with comparison markers for Whittlesea (C).
$299 or less
2021 count
223
% of total
6.9%
223
6.9%
$300 - $599
2021 count
122
% of total
3.7%
122
3.7%
$600 - $999
2021 count
179
% of total
5.5%
179
5.5%
$1,000 - $1,199
2021 count
149
% of total
4.6%
149
4.6%
$1,200 - $1,399
2021 count
200
% of total
6.1%
200
6.1%
$1,400 - $1,599
2021 count
222
% of total
6.8%
222
6.8%
$1,600-$1,799
2021 count
231
% of total
7.1%
231
7.1%
$1,800 - $1,999
2021 count
169
% of total
5.2%
169
5.2%
$2,000 - $2,199
2021 count
341
% of total
10.5%
341
10.5%
$2,200 - $2,399
2021 count
174
% of total
5.3%
174
5.3%
$2,400-$2,599
2021 count
182
% of total
5.6%
182
5.6%
$2,600-$2,999
2021 count
249
% of total
7.6%
249
7.6%
$3,000-$3,999
2021 count
343
% of total
10.5%
343
10.5%
$4,000-$4,999
2021 count
135
% of total
4.1%
135
4.1%
$5000 and over
2021 count
92
% of total
2.8%
92
2.8%
Not stated
2021 count
244
% of total
7.5%
244
7.5%
Data table
Housing loan repayments for Bundoora (Vic.) (part). Monthly housing loan repayments. 2021 counts and percentages compared with Whittlesea (C).
| Category | 2021 count | 2021 % | Whittlesea (C) % |
|---|---|---|---|
| $299 or less | 223 | 6.9% | 3.9% |
| $300 - $599 | 122 | 3.7% | 2.8% |
| $600 - $999 | 179 | 5.5% | 5.5% |
| $1,000 - $1,199 | 149 | 4.6% | 4.9% |
| $1,200 - $1,399 | 200 | 6.1% | 6.5% |
| $1,400 - $1,599 | 222 | 6.8% | 8.1% |
| $1,600-$1,799 | 231 | 7.1% | 10.0% |
| $1,800 - $1,999 | 169 | 5.2% | 8.8% |
| $2,000 - $2,199 | 341 | 10.5% | 13.5% |
| $2,200 - $2,399 | 174 | 5.3% | 6.6% |
| $2,400-$2,599 | 182 | 5.6% | 4.9% |
| $2,600-$2,999 | 249 | 7.6% | 6.6% |
| $3,000-$3,999 | 343 | 10.5% | 6.9% |
| $4,000-$4,999 | 135 | 4.1% | 2.4% |
| $5000 and over | 92 | 2.8% | 1.8% |
| Not stated | 244 | 7.5% | 7.0% |
| Total | 3,255 | 100.0% | 100.0% |