Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 67.8% of households in Thomastown were purchasing or had fully paid off their home, while 28.7% were renting. The mortgage share was lower than Whittlesea (C) (44.3%).
Section overview
Housing tenure
Thomastown - Households (Enumerated)
This table summarises housing tenure for Thomastown in 2021 for persons, with comparison against Whittlesea (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Thomastown, with comparison markers for Whittlesea (C).
Fully owned
2021 count
3,135
% of total
42.7%
Change from 2016
+17.7pp
3,135
42.7%
+17.7pp
Mortgage
2021 count
1,842
% of total
25.1%
Change from 2016
+6.3pp
1,842
25.1%
+6.3pp
Renting - Total
2021 count
2,105
% of total
28.7%
Change from 2016
-2.6pp
2,105
28.7%
-2.6pp
Renting - Social housing
2021 count
115
% of total
1.6%
Change from 2016
+1.6pp
115
1.6%
+1.6pp
Renting - Private
2021 count
1,969
% of total
26.8%
Change from 2016
+8.0pp
1,969
26.8%
+8.0pp
Renting - Not stated
2021 count
22
% of total
0.3%
Change from 2016
+0.3pp
22
0.3%
+0.3pp
Other tenure type
2021 count
130
% of total
1.8%
Change from 2016
+1.8pp
130
1.8%
+1.8pp
Not stated
2021 count
136
% of total
1.9%
Change from 2016
+1.9pp
136
1.9%
+1.9pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+3,131
+17.7pp
Mortgage
+1,839
+6.3pp
Renting - Total
+2,100
-2.6pp
Renting - Social housing
+115
+1.6pp
Renting - Private
+1,966
+8.0pp
Renting - Not stated
+22
+0.3pp
Other tenure type
+130
+1.8pp
Not stated
+136
+1.9pp
Data table
Housing tenure for Thomastown. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Whittlesea (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Whittlesea (C)% | Count | % | Whittlesea (C)% | Count | pp | |
| Fully owned | 3,135 | 42.7% | 27.8% | 4 | 25.0% | 28.7% | +3,131 | +17.7pp |
| Mortgage | 1,842 | 25.1% | 44.3% | 3 | 18.8% | 43.6% | +1,839 | +6.3pp |
| Renting - Total | 2,105 | 28.7% | 24.9% | 5 | 31.3% | 24.3% | +2,100 | -2.6pp |
| Renting - Social housing | 115 | 1.6% | 1.1% | 0 | 0.0% | 1.3% | +115 | +1.6pp |
| Renting - Private | 1,969 | 26.8% | 23.6% | 3 | 18.8% | 22.6% | +1,966 | +8.0pp |
| Renting - Not stated | 22 | 0.3% | 0.1% | 0 | 0.0% | 0.3% | +22 | +0.3pp |
| Other tenure type | 130 | 1.8% | 1.4% | 0 | 0.0% | 0.7% | +130 | +1.8pp |
| Not stated | 136 | 1.9% | 1.6% | 0 | 0.0% | 2.6% | +136 | +1.9pp |
| Total households | 7,347 | 100.0% | 100.0% | 16 | 100.0% | 100.0% | +7,331 | 0.0pp |