Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 76.9% of households in Whittlesea were purchasing or had fully paid off their home, while 17.6% were renting. The mortgage share was similar to Whittlesea (C) (42.8%).

Section overview

Housing tenure

Whittlesea - Households (Enumerated)

This table summarises housing tenure for Whittlesea in 2021 for persons, with comparison against Whittlesea (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Whittlesea, with comparison markers for Whittlesea (C).

Whittlesea
Whittlesea (C)

Fully owned

2021 count

760

% of total

34.3%

Change from 2016

+4.3pp

Mortgage

2021 count

944

% of total

42.6%

Change from 2016

-1.0pp

Renting - Total

2021 count

390

% of total

17.6%

Change from 2016

0.0pp

Renting - Social housing

2021 count

37

% of total

1.7%

Change from 2016

-0.2pp

Renting - Private

2021 count

352

% of total

15.9%

Change from 2016

+0.1pp

Renting - Not stated

2021 count

3

% of total

0.1%

Change from 2016

-0.1pp

Other tenure type

2021 count

17

% of total

0.8%

Change from 2016

+0.4pp

Not stated

2021 count

109

% of total

4.9%

Change from 2016

-3.6pp

Data table

Housing tenure for Whittlesea. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Whittlesea (C).

Housing tenure for Whittlesea. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Whittlesea (C).
Housing tenure for Whittlesea. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Whittlesea (C).
Category20212016Change
Count%Whittlesea (C)%Count%Whittlesea (C)%Countpp
Fully owned76034.3%26.9%60430.0%27.6%+156+4.3pp
Mortgage94442.6%42.8%87743.6%41.9%+67-1.0pp
Renting - Total39017.6%24.2%35417.6%23.4%+360.0pp
Renting - Social housing371.7%1.1%381.9%1.3%-1-0.2pp
Renting - Private35215.9%22.9%31715.8%21.8%+35+0.1pp
Renting - Not stated30.1%0.1%40.2%0.3%-1-0.1pp
Other tenure type170.8%1.4%90.4%0.7%+8+0.4pp
Not stated1094.9%4.7%1708.5%6.3%-61-3.6pp
Total households2,214100.0%100.0%2,010100.0%100.0%+2040.0pp