Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Wollert, accounting for 16.3% (737 households). This share was higher than Whittlesea (C) (13.5%).
Section overview
Monthly housing loan repayments
Wollert - Households (Enumerated)
This table summarises housing loan repayments for Wollert in 2021 for persons, with comparison against Whittlesea (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Wollert, with comparison markers for Whittlesea (C).
$299 or less
2021 count
99
% of total
2.2%
99
2.2%
$300 - $599
2021 count
40
% of total
0.9%
40
0.9%
$600 - $999
2021 count
117
% of total
2.6%
117
2.6%
$1,000 - $1,199
2021 count
141
% of total
3.1%
141
3.1%
$1,200 - $1,399
2021 count
205
% of total
4.5%
205
4.5%
$1,400 - $1,599
2021 count
320
% of total
7.1%
320
7.1%
$1,600-$1,799
2021 count
491
% of total
10.8%
491
10.8%
$1,800 - $1,999
2021 count
557
% of total
12.3%
557
12.3%
$2,000 - $2,199
2021 count
737
% of total
16.3%
737
16.3%
$2,200 - $2,399
2021 count
475
% of total
10.5%
475
10.5%
$2,400-$2,599
2021 count
280
% of total
6.2%
280
6.2%
$2,600-$2,999
2021 count
340
% of total
7.5%
340
7.5%
$3,000-$3,999
2021 count
294
% of total
6.5%
294
6.5%
$4,000-$4,999
2021 count
96
% of total
2.1%
96
2.1%
$5000 and over
2021 count
82
% of total
1.8%
82
1.8%
Not stated
2021 count
259
% of total
5.7%
259
5.7%
Data table
Housing loan repayments for Wollert. Monthly housing loan repayments. 2021 counts and percentages compared with Whittlesea (C).
| Category | 2021 count | 2021 % | Whittlesea (C) % |
|---|---|---|---|
| $299 or less | 99 | 2.2% | 3.9% |
| $300 - $599 | 40 | 0.9% | 2.8% |
| $600 - $999 | 117 | 2.6% | 5.5% |
| $1,000 - $1,199 | 141 | 3.1% | 4.9% |
| $1,200 - $1,399 | 205 | 4.5% | 6.5% |
| $1,400 - $1,599 | 320 | 7.1% | 8.1% |
| $1,600-$1,799 | 491 | 10.8% | 10.0% |
| $1,800 - $1,999 | 557 | 12.3% | 8.8% |
| $2,000 - $2,199 | 737 | 16.3% | 13.5% |
| $2,200 - $2,399 | 475 | 10.5% | 6.6% |
| $2,400-$2,599 | 280 | 6.2% | 4.9% |
| $2,600-$2,999 | 340 | 7.5% | 6.6% |
| $3,000-$3,999 | 294 | 6.5% | 6.9% |
| $4,000-$4,999 | 96 | 2.1% | 2.4% |
| $5000 and over | 82 | 1.8% | 1.8% |
| Not stated | 259 | 5.7% | 7.0% |
| Total | 4,533 | 100.0% | 100.0% |