Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $600 to $999 was the most common mortgage repayment band among households with a mortgage in Whyalla Stuart, accounting for 32.6% (226 households). This share was higher than Whyalla (C) (24.8%).
Section overview
Monthly housing loan repayments
Whyalla Stuart - Households (Enumerated)
This table summarises housing loan repayments for Whyalla Stuart in 2021 for persons, with comparison against Whyalla (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Whyalla Stuart, with comparison markers for Whyalla (C).
$299 or less
2021 count
34
% of total
4.9%
34
4.9%
$300 - $599
2021 count
93
% of total
13.4%
93
13.4%
$600 - $999
2021 count
226
% of total
32.6%
226
32.6%
$1,000 - $1,199
2021 count
100
% of total
14.4%
100
14.4%
$1,200 - $1,399
2021 count
72
% of total
10.4%
72
10.4%
$1,400 - $1,599
2021 count
38
% of total
5.5%
38
5.5%
$1,600-$1,799
2021 count
38
% of total
5.5%
38
5.5%
$1,800 - $1,999
2021 count
14
% of total
2.0%
14
2.0%
$2,000 - $2,199
2021 count
21
% of total
3.0%
21
3.0%
$2,200 - $2,399
2021 count
4
% of total
0.6%
4
0.6%
$2,400-$2,599
2021 count
-
% of total
-
-
-
$2,600-$2,999
2021 count
3
% of total
0.4%
3
0.4%
$3,000-$3,999
2021 count
5
% of total
0.7%
5
0.7%
$4,000-$4,999
2021 count
3
% of total
0.4%
3
0.4%
$5000 and over
2021 count
5
% of total
0.7%
5
0.7%
Not stated
2021 count
37
% of total
5.3%
37
5.3%
Data table
Housing loan repayments for Whyalla Stuart. Monthly housing loan repayments. 2021 counts and percentages compared with Whyalla (C).
| Category | 2021 count | 2021 % | Whyalla (C) % |
|---|---|---|---|
| $299 or less | 34 | 4.9% | 4.7% |
| $300 - $599 | 93 | 13.4% | 10.5% |
| $600 - $999 | 226 | 32.6% | 24.8% |
| $1,000 - $1,199 | 100 | 14.4% | 14.1% |
| $1,200 - $1,399 | 72 | 10.4% | 10.8% |
| $1,400 - $1,599 | 38 | 5.5% | 7.3% |
| $1,600-$1,799 | 38 | 5.5% | 6.7% |
| $1,800 - $1,999 | 14 | 2.0% | 3.6% |
| $2,000 - $2,199 | 21 | 3.0% | 5.2% |
| $2,200 - $2,399 | 4 | 0.6% | 1.5% |
| $2,400-$2,599 | - | - | 0.5% |
| $2,600-$2,999 | 3 | 0.4% | 2.3% |
| $3,000-$3,999 | 5 | 0.7% | 2.0% |
| $4,000-$4,999 | 3 | 0.4% | 0.6% |
| $5000 and over | 5 | 0.7% | 0.2% |
| Not stated | 37 | 5.3% | 5.2% |
| Total | 693 | 100.0% | 100.0% |