Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $3,000-$3,999 was the most common mortgage repayment band among households with a mortgage in Artarmon, accounting for 17.5% (147 households). This share was higher than Willoughby (C) (14.4%).
Section overview
Monthly housing loan repayments
Artarmon - Households (Enumerated)
This table summarises housing loan repayments for Artarmon in 2021 for persons, with comparison against Willoughby (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Artarmon, with comparison markers for Willoughby (C).
$299 or less
2021 count
55
% of total
6.5%
55
6.5%
$300 - $599
2021 count
16
% of total
1.9%
16
1.9%
$600 - $999
2021 count
27
% of total
3.2%
27
3.2%
$1,000 - $1,199
2021 count
27
% of total
3.2%
27
3.2%
$1,200 - $1,399
2021 count
27
% of total
3.2%
27
3.2%
$1,400 - $1,599
2021 count
16
% of total
1.9%
16
1.9%
$1,600-$1,799
2021 count
31
% of total
3.7%
31
3.7%
$1,800 - $1,999
2021 count
30
% of total
3.6%
30
3.6%
$2,000 - $2,199
2021 count
61
% of total
7.3%
61
7.3%
$2,200 - $2,399
2021 count
32
% of total
3.8%
32
3.8%
$2,400-$2,599
2021 count
34
% of total
4.0%
34
4.0%
$2,600-$2,999
2021 count
76
% of total
9.0%
76
9.0%
$3,000-$3,999
2021 count
147
% of total
17.5%
147
17.5%
$4,000-$4,999
2021 count
86
% of total
10.2%
86
10.2%
$5000 and over
2021 count
129
% of total
15.4%
129
15.4%
Not stated
2021 count
46
% of total
5.5%
46
5.5%
Data table
Housing loan repayments for Artarmon. Monthly housing loan repayments. 2021 counts and percentages compared with Willoughby (C).
| Category | 2021 count | 2021 % | Willoughby (C) % |
|---|---|---|---|
| $299 or less | 55 | 6.5% | 6.8% |
| $300 - $599 | 16 | 1.9% | 1.5% |
| $600 - $999 | 27 | 3.2% | 3.0% |
| $1,000 - $1,199 | 27 | 3.2% | 2.4% |
| $1,200 - $1,399 | 27 | 3.2% | 2.6% |
| $1,400 - $1,599 | 16 | 1.9% | 2.2% |
| $1,600-$1,799 | 31 | 3.7% | 2.5% |
| $1,800 - $1,999 | 30 | 3.6% | 2.2% |
| $2,000 - $2,199 | 61 | 7.3% | 5.9% |
| $2,200 - $2,399 | 32 | 3.8% | 2.5% |
| $2,400-$2,599 | 34 | 4.0% | 2.9% |
| $2,600-$2,999 | 76 | 9.0% | 5.5% |
| $3,000-$3,999 | 147 | 17.5% | 14.4% |
| $4,000-$4,999 | 86 | 10.2% | 11.5% |
| $5000 and over | 129 | 15.4% | 27.5% |
| Not stated | 46 | 5.5% | 6.6% |
| Total | 840 | 100.0% | 100.0% |