Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Chatswood, accounting for 19.8% (380 households). This share was lower than Willoughby (C) (27.5%).
Section overview
Monthly housing loan repayments
Chatswood - Households (Enumerated)
This table summarises housing loan repayments for Chatswood in 2021 for persons, with comparison against Willoughby (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Chatswood, with comparison markers for Willoughby (C).
$299 or less
2021 count
167
% of total
8.7%
167
8.7%
$300 - $599
2021 count
29
% of total
1.5%
29
1.5%
$600 - $999
2021 count
63
% of total
3.3%
63
3.3%
$1,000 - $1,199
2021 count
54
% of total
2.8%
54
2.8%
$1,200 - $1,399
2021 count
66
% of total
3.4%
66
3.4%
$1,400 - $1,599
2021 count
55
% of total
2.9%
55
2.9%
$1,600-$1,799
2021 count
72
% of total
3.8%
72
3.8%
$1,800 - $1,999
2021 count
39
% of total
2.0%
39
2.0%
$2,000 - $2,199
2021 count
130
% of total
6.8%
130
6.8%
$2,200 - $2,399
2021 count
61
% of total
3.2%
61
3.2%
$2,400-$2,599
2021 count
68
% of total
3.5%
68
3.5%
$2,600-$2,999
2021 count
112
% of total
5.8%
112
5.8%
$3,000-$3,999
2021 count
276
% of total
14.4%
276
14.4%
$4,000-$4,999
2021 count
202
% of total
10.5%
202
10.5%
$5000 and over
2021 count
380
% of total
19.8%
380
19.8%
Not stated
2021 count
143
% of total
7.5%
143
7.5%
Data table
Housing loan repayments for Chatswood. Monthly housing loan repayments. 2021 counts and percentages compared with Willoughby (C).
| Category | 2021 count | 2021 % | Willoughby (C) % |
|---|---|---|---|
| $299 or less | 167 | 8.7% | 6.8% |
| $300 - $599 | 29 | 1.5% | 1.5% |
| $600 - $999 | 63 | 3.3% | 3.0% |
| $1,000 - $1,199 | 54 | 2.8% | 2.4% |
| $1,200 - $1,399 | 66 | 3.4% | 2.6% |
| $1,400 - $1,599 | 55 | 2.9% | 2.2% |
| $1,600-$1,799 | 72 | 3.8% | 2.5% |
| $1,800 - $1,999 | 39 | 2.0% | 2.2% |
| $2,000 - $2,199 | 130 | 6.8% | 5.9% |
| $2,200 - $2,399 | 61 | 3.2% | 2.5% |
| $2,400-$2,599 | 68 | 3.5% | 2.9% |
| $2,600-$2,999 | 112 | 5.8% | 5.5% |
| $3,000-$3,999 | 276 | 14.4% | 14.4% |
| $4,000-$4,999 | 202 | 10.5% | 11.5% |
| $5000 and over | 380 | 19.8% | 27.5% |
| Not stated | 143 | 7.5% | 6.6% |
| Total | 1,917 | 100.0% | 100.0% |