Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 64.3% of households in North Willoughby were purchasing or had fully paid off their home, while 32.7% were renting. The mortgage share was higher than Willoughby (C) (26.1%).

Section overview

Housing tenure

North Willoughby - Households (Enumerated)

This table summarises housing tenure for North Willoughby in 2021 for persons, with comparison against Willoughby (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for North Willoughby, with comparison markers for Willoughby (C).

North Willoughby
Willoughby (C)

Fully owned

2021 count

577

% of total

37.9%

Change from 2016

+1.7pp

Mortgage

2021 count

402

% of total

26.4%

Change from 2016

-1.2pp

Renting - Total

2021 count

498

% of total

32.7%

Change from 2016

+2.2pp

Renting - Social housing

2021 count

29

% of total

1.9%

Change from 2016

-0.2pp

Renting - Private

2021 count

464

% of total

30.5%

Change from 2016

+2.5pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

-0.4pp

Other tenure type

2021 count

16

% of total

1.1%

Change from 2016

+0.9pp

Not stated

2021 count

37

% of total

2.4%

Change from 2016

-3.2pp

Data table

Housing tenure for North Willoughby. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Willoughby (C).

Housing tenure for North Willoughby. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Willoughby (C).
Housing tenure for North Willoughby. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Willoughby (C).
Category20212016Change
Count%Willoughby (C)%Count%Willoughby (C)%Countpp
Fully owned57737.9%31.0%55736.2%30.4%+20+1.7pp
Mortgage40226.4%26.1%42527.6%26.9%-23-1.2pp
Renting - Total49832.7%37.6%46930.5%35.8%+29+2.2pp
Renting - Social housing291.9%1.8%332.1%1.7%-4-0.2pp
Renting - Private46430.5%35.8%43128.0%33.6%+33+2.5pp
Renting - Not stated00.0%0.1%60.4%0.4%-6-0.4pp
Other tenure type161.1%2.2%30.2%0.9%+13+0.9pp
Not stated372.4%3.1%865.6%6.1%-49-3.2pp
Total households1,521100.0%100.0%1,540100.0%100.0%-190.0pp