Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 65.6% of households in Willoughby (NSW) were purchasing or had fully paid off their home, while 30.3% were renting. The mortgage share was higher than Willoughby (C) (26.1%).

Section overview

Housing tenure

Willoughby (NSW) - Households (Enumerated)

This table summarises housing tenure for Willoughby (NSW) in 2021 for persons, with comparison against Willoughby (C) and change since 2016.

Housing tenure snapshot

2021 distribution by category for Willoughby (NSW), with comparison markers for Willoughby (C).

Willoughby (NSW)
Willoughby (C)

Fully owned

2021 count

830

% of total

32.4%

Change from 2016

0.0pp

Mortgage

2021 count

850

% of total

33.2%

Change from 2016

-2.3pp

Renting - Total

2021 count

776

% of total

30.3%

Change from 2016

+3.4pp

Renting - Social housing

2021 count

56

% of total

2.2%

Change from 2016

+1.0pp

Renting - Private

2021 count

727

% of total

28.4%

Change from 2016

+3.3pp

Renting - Not stated

2021 count

0

% of total

0.0%

Change from 2016

-0.3pp

Other tenure type

2021 count

27

% of total

1.1%

Change from 2016

+0.6pp

Not stated

2021 count

71

% of total

2.8%

Change from 2016

-2.4pp

Data table

Housing tenure for Willoughby (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Willoughby (C).

Housing tenure for Willoughby (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Willoughby (C).
Housing tenure for Willoughby (NSW). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Willoughby (C).
Category20212016Change
Count%Willoughby (C)%Count%Willoughby (C)%Countpp
Fully owned83032.4%31.0%75832.4%30.4%+720.0pp
Mortgage85033.2%26.1%83235.5%26.9%+18-2.3pp
Renting - Total77630.3%37.6%62926.9%35.8%+147+3.4pp
Renting - Social housing562.2%1.8%281.2%1.7%+28+1.0pp
Renting - Private72728.4%35.8%58825.1%33.6%+139+3.3pp
Renting - Not stated00.0%0.1%70.3%0.4%-7-0.3pp
Other tenure type271.1%2.2%110.5%0.9%+16+0.6pp
Not stated712.8%3.1%1215.2%6.1%-50-2.4pp
Total households2,558100.0%100.0%2,341100.0%100.0%+2170.0pp