Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $5000 and over was the most common mortgage repayment band among households with a mortgage in Woollahra (A), accounting for 35% (1,852 households). This share was higher than Greater Sydney (9.6%).
Section overview
Monthly housing loan repayments
Woollahra (A) - Households (Enumerated)
This table summarises housing loan repayments for Woollahra (A) in 2021 for persons, with comparison against Greater Sydney.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Woollahra (A), with comparison markers for Greater Sydney.
$299 or less
2021 count
438
% of total
8.3%
438
8.3%
$300 - $599
2021 count
80
% of total
1.5%
80
1.5%
$600 - $999
2021 count
118
% of total
2.2%
118
2.2%
$1,000 - $1,199
2021 count
102
% of total
1.9%
102
1.9%
$1,200 - $1,399
2021 count
101
% of total
1.9%
101
1.9%
$1,400 - $1,599
2021 count
91
% of total
1.7%
91
1.7%
$1,600-$1,799
2021 count
105
% of total
2.0%
105
2.0%
$1,800 - $1,999
2021 count
78
% of total
1.5%
78
1.5%
$2,000 - $2,199
2021 count
256
% of total
4.8%
256
4.8%
$2,200 - $2,399
2021 count
71
% of total
1.3%
71
1.3%
$2,400-$2,599
2021 count
126
% of total
2.4%
126
2.4%
$2,600-$2,999
2021 count
229
% of total
4.3%
229
4.3%
$3,000-$3,999
2021 count
669
% of total
12.6%
669
12.6%
$4,000-$4,999
2021 count
557
% of total
10.5%
557
10.5%
$5000 and over
2021 count
1,852
% of total
35.0%
1,852
35.0%
Not stated
2021 count
424
% of total
8.0%
424
8.0%
Data table
Housing loan repayments for Woollahra (A). Monthly housing loan repayments. 2021 counts and percentages compared with Greater Sydney.
| Category | 2021 count | 2021 % | Greater Sydney % |
|---|---|---|---|
| $299 or less | 438 | 8.3% | 4.7% |
| $300 - $599 | 80 | 1.5% | 2.1% |
| $600 - $999 | 118 | 2.2% | 4.0% |
| $1,000 - $1,199 | 102 | 1.9% | 3.2% |
| $1,200 - $1,399 | 101 | 1.9% | 3.9% |
| $1,400 - $1,599 | 91 | 1.7% | 4.2% |
| $1,600-$1,799 | 105 | 2.0% | 5.1% |
| $1,800 - $1,999 | 78 | 1.5% | 4.3% |
| $2,000 - $2,199 | 256 | 4.8% | 9.3% |
| $2,200 - $2,399 | 71 | 1.3% | 4.8% |
| $2,400-$2,599 | 126 | 2.4% | 4.8% |
| $2,600-$2,999 | 229 | 4.3% | 9.3% |
| $3,000-$3,999 | 669 | 12.6% | 16.1% |
| $4,000-$4,999 | 557 | 10.5% | 8.0% |
| $5000 and over | 1,852 | 35.0% | 9.6% |
| Not stated | 424 | 8.0% | 6.6% |
| Total | 5,297 | 100.0% | 100.0% |