Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Hoppers Crossing, accounting for 11.3% (533 households). This share was lower than Wyndham (C) (14.3%).
Section overview
Monthly housing loan repayments
Hoppers Crossing - Households (Enumerated)
This table summarises housing loan repayments for Hoppers Crossing in 2021 for persons, with comparison against Wyndham (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Hoppers Crossing, with comparison markers for Wyndham (C).
$299 or less
2021 count
251
% of total
5.3%
251
5.3%
$300 - $599
2021 count
167
% of total
3.5%
167
3.5%
$600 - $999
2021 count
425
% of total
9.0%
425
9.0%
$1,000 - $1,199
2021 count
354
% of total
7.5%
354
7.5%
$1,200 - $1,399
2021 count
477
% of total
10.1%
477
10.1%
$1,400 - $1,599
2021 count
513
% of total
10.9%
513
10.9%
$1,600-$1,799
2021 count
513
% of total
10.9%
513
10.9%
$1,800 - $1,999
2021 count
328
% of total
7.0%
328
7.0%
$2,000 - $2,199
2021 count
533
% of total
11.3%
533
11.3%
$2,200 - $2,399
2021 count
207
% of total
4.4%
207
4.4%
$2,400-$2,599
2021 count
110
% of total
2.3%
110
2.3%
$2,600-$2,999
2021 count
180
% of total
3.8%
180
3.8%
$3,000-$3,999
2021 count
193
% of total
4.1%
193
4.1%
$4,000-$4,999
2021 count
64
% of total
1.4%
64
1.4%
$5000 and over
2021 count
64
% of total
1.4%
64
1.4%
Not stated
2021 count
336
% of total
7.1%
336
7.1%
Data table
Housing loan repayments for Hoppers Crossing. Monthly housing loan repayments. 2021 counts and percentages compared with Wyndham (C).
| Category | 2021 count | 2021 % | Wyndham (C) % |
|---|---|---|---|
| $299 or less | 251 | 5.3% | 3.4% |
| $300 - $599 | 167 | 3.5% | 2.0% |
| $600 - $999 | 425 | 9.0% | 4.6% |
| $1,000 - $1,199 | 354 | 7.5% | 4.1% |
| $1,200 - $1,399 | 477 | 10.1% | 6.6% |
| $1,400 - $1,599 | 513 | 10.9% | 8.6% |
| $1,600-$1,799 | 513 | 10.9% | 10.4% |
| $1,800 - $1,999 | 328 | 7.0% | 9.9% |
| $2,000 - $2,199 | 533 | 11.3% | 14.3% |
| $2,200 - $2,399 | 207 | 4.4% | 7.2% |
| $2,400-$2,599 | 110 | 2.3% | 5.4% |
| $2,600-$2,999 | 180 | 3.8% | 6.1% |
| $3,000-$3,999 | 193 | 4.1% | 6.8% |
| $4,000-$4,999 | 64 | 1.4% | 2.0% |
| $5000 and over | 64 | 1.4% | 1.8% |
| Not stated | 336 | 7.1% | 6.7% |
| Total | 4,715 | 100.0% | 100.0% |