Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 63.3% of households in Point Cook were purchasing or had fully paid off their home, while 30.9% were renting. The mortgage share was higher than Wyndham (C) (46.1%).
Section overview
Housing tenure
Point Cook - Households (Enumerated)
This table summarises housing tenure for Point Cook in 2021 for persons, with comparison against Wyndham (C) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Point Cook, with comparison markers for Wyndham (C).
Fully owned
2021 count
3,024
% of total
14.5%
Change from 2016
+0.5pp
3,024
14.5%
+0.5pp
Mortgage
2021 count
10,213
% of total
48.8%
Change from 2016
-2.2pp
10,213
48.8%
-2.2pp
Renting - Total
2021 count
6,466
% of total
30.9%
Change from 2016
+2.0pp
6,466
30.9%
+2.0pp
Renting - Social housing
2021 count
34
% of total
0.2%
Change from 2016
0.0pp
34
0.2%
0.0pp
Renting - Private
2021 count
6,417
% of total
30.7%
Change from 2016
+2.1pp
6,417
30.7%
+2.1pp
Renting - Not stated
2021 count
18
% of total
0.1%
Change from 2016
-0.1pp
18
0.1%
-0.1pp
Other tenure type
2021 count
299
% of total
1.4%
Change from 2016
+0.6pp
299
1.4%
+0.6pp
Not stated
2021 count
905
% of total
4.3%
Change from 2016
-1.0pp
905
4.3%
-1.0pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+842
+0.5pp
Mortgage
+2,233
-2.2pp
Renting - Total
+1,944
+2.0pp
Renting - Social housing
+9
0.0pp
Renting - Private
+1,951
+2.1pp
Renting - Not stated
-15
-0.1pp
Other tenure type
+178
+0.6pp
Not stated
+71
-1.0pp
Data table
Housing tenure for Point Cook. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Wyndham (C).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Wyndham (C)% | Count | % | Wyndham (C)% | Count | pp | |
| Fully owned | 3,024 | 14.5% | 17.3% | 2,182 | 14.0% | 19.2% | +842 | +0.5pp |
| Mortgage | 10,213 | 48.8% | 46.1% | 7,980 | 51.0% | 46.3% | +2,233 | -2.2pp |
| Renting - Total | 6,466 | 30.9% | 29.5% | 4,522 | 28.9% | 27.4% | +1,944 | +2.0pp |
| Renting - Social housing | 34 | 0.2% | 0.9% | 25 | 0.2% | 1.1% | +9 | 0.0pp |
| Renting - Private | 6,417 | 30.7% | 28.5% | 4,466 | 28.6% | 26.1% | +1,951 | +2.1pp |
| Renting - Not stated | 18 | 0.1% | 0.1% | 33 | 0.2% | 0.3% | -15 | -0.1pp |
| Other tenure type | 299 | 1.4% | 1.2% | 121 | 0.8% | 0.6% | +178 | +0.6pp |
| Not stated | 905 | 4.3% | 5.8% | 834 | 5.3% | 6.5% | +71 | -1.0pp |
| Total households | 20,914 | 100.0% | 100.0% | 15,641 | 100.0% | 100.0% | +5,273 | 0.0pp |