Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $2,000 - $2,199 was the most common mortgage repayment band among households with a mortgage in Williams Landing, accounting for 12.8% (175 households). This share was lower than Wyndham (C) (14.3%).
Section overview
Monthly housing loan repayments
Williams Landing - Households (Enumerated)
This table summarises housing loan repayments for Williams Landing in 2021 for persons, with comparison against Wyndham (C).
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Williams Landing, with comparison markers for Wyndham (C).
$299 or less
2021 count
46
% of total
3.4%
46
3.4%
$300 - $599
2021 count
17
% of total
1.2%
17
1.2%
$600 - $999
2021 count
37
% of total
2.7%
37
2.7%
$1,000 - $1,199
2021 count
41
% of total
3.0%
41
3.0%
$1,200 - $1,399
2021 count
56
% of total
4.1%
56
4.1%
$1,400 - $1,599
2021 count
106
% of total
7.8%
106
7.8%
$1,600-$1,799
2021 count
97
% of total
7.1%
97
7.1%
$1,800 - $1,999
2021 count
87
% of total
6.4%
87
6.4%
$2,000 - $2,199
2021 count
175
% of total
12.8%
175
12.8%
$2,200 - $2,399
2021 count
96
% of total
7.0%
96
7.0%
$2,400-$2,599
2021 count
118
% of total
8.7%
118
8.7%
$2,600-$2,999
2021 count
142
% of total
10.4%
142
10.4%
$3,000-$3,999
2021 count
171
% of total
12.5%
171
12.5%
$4,000-$4,999
2021 count
54
% of total
4.0%
54
4.0%
$5000 and over
2021 count
31
% of total
2.3%
31
2.3%
Not stated
2021 count
89
% of total
6.5%
89
6.5%
Data table
Housing loan repayments for Williams Landing. Monthly housing loan repayments. 2021 counts and percentages compared with Wyndham (C).
| Category | 2021 count | 2021 % | Wyndham (C) % |
|---|---|---|---|
| $299 or less | 46 | 3.4% | 3.4% |
| $300 - $599 | 17 | 1.2% | 2.0% |
| $600 - $999 | 37 | 2.7% | 4.6% |
| $1,000 - $1,199 | 41 | 3.0% | 4.1% |
| $1,200 - $1,399 | 56 | 4.1% | 6.6% |
| $1,400 - $1,599 | 106 | 7.8% | 8.6% |
| $1,600-$1,799 | 97 | 7.1% | 10.4% |
| $1,800 - $1,999 | 87 | 6.4% | 9.9% |
| $2,000 - $2,199 | 175 | 12.8% | 14.3% |
| $2,200 - $2,399 | 96 | 7.0% | 7.2% |
| $2,400-$2,599 | 118 | 8.7% | 5.4% |
| $2,600-$2,999 | 142 | 10.4% | 6.1% |
| $3,000-$3,999 | 171 | 12.5% | 6.8% |
| $4,000-$4,999 | 54 | 4.0% | 2.0% |
| $5000 and over | 31 | 2.3% | 1.8% |
| Not stated | 89 | 6.5% | 6.7% |
| Total | 1,363 | 100.0% | 100.0% |