Housing

Housing tenure

About this topic

Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.

This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.

Interpretation notes

  • Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
  • It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.

Key insight

In 2021, 80.6% of households in Yass Valley (A) were purchasing or had fully paid off their home, while 15.6% were renting. The mortgage share was higher than Regional NSW (31.2%).

Section overview

Housing tenure

Yass Valley (A) - Households (Enumerated)

This table summarises housing tenure for Yass Valley (A) in 2021 for persons, with comparison against Regional NSW and change since 2016.

Housing tenure snapshot

2021 distribution by category for Yass Valley (A), with comparison markers for Regional NSW.

Yass Valley (A)
Regional NSW

Fully owned

2021 count

2,053

% of total

34.6%

Change from 2016

+0.2pp

Mortgage

2021 count

2,726

% of total

46.0%

Change from 2016

+1.7pp

Renting - Total

2021 count

925

% of total

15.6%

Change from 2016

-2.7pp

Renting - Social housing

2021 count

126

% of total

2.1%

Change from 2016

+0.2pp

Renting - Private

2021 count

789

% of total

13.3%

Change from 2016

-2.1pp

Renting - Not stated

2021 count

9

% of total

0.2%

Change from 2016

-0.7pp

Other tenure type

2021 count

157

% of total

2.6%

Change from 2016

+1.5pp

Not stated

2021 count

72

% of total

1.2%

Change from 2016

-0.8pp

Data table

Housing tenure for Yass Valley (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.

Housing tenure for Yass Valley (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
Housing tenure for Yass Valley (A). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional NSW.
Category20212016Change
Count%Regional NSW%Count%Regional NSW%Countpp
Fully owned2,05334.6%38.0%1,90034.4%37.4%+153+0.2pp
Mortgage2,72646.0%31.2%2,44344.3%30.6%+283+1.7pp
Renting - Total92515.6%26.8%1,01118.3%27.9%-86-2.7pp
Renting - Social housing1262.1%4.0%1031.9%4.5%+23+0.2pp
Renting - Private78913.3%22.6%85215.4%22.7%-63-2.1pp
Renting - Not stated90.2%0.2%520.9%0.7%-43-0.7pp
Other tenure type1572.6%2.3%591.1%1.0%+98+1.5pp
Not stated721.2%1.7%1102.0%3.0%-38-0.8pp
Total households5,932100.0%100.0%5,519100.0%100.0%+4130.0pp