Housing
Housing loan repayments
About this topic
Housing loan repayments show the monthly mortgage repayment amounts reported by households with a mortgage. They provide a snapshot of housing costs for owner-purchasing households.
This topic can help indicate repayment pressure and possible housing stress when read with household income, but raw repayment amounts are not directly comparable over time because of inflation, interest rate movements, and changing loan conditions. The 2021 data also predates the interest rate rises that began in May 2022, so it should be interpreted with care.
Interpretation notes
- This topic applies only to households with a mortgage and records monthly repayments for the dwelling in which they were counted on Census night.
- Raw repayment amounts are not directly comparable over time because inflation, interest rates, and loan conditions change.
- The 2021 Census pre-dates the Reserve Bank rate rises that began in May 2022, so current repayment pressure may be higher than the Census snapshot suggests.
Key insight
In 2021, $1,200 - $1,399 was the most common mortgage repayment band among households with a mortgage in Albury (C), accounting for 13.1% (928 households). This share was higher than Regional NSW (8.8%).
Section overview
Monthly housing loan repayments
Albury (C) - Households (Enumerated)
This table summarises housing loan repayments for Albury (C) in 2021 for persons, with comparison against Regional NSW.
Chart view
Monthly housing loan repayments snapshot
2021 distribution by category for Albury (C), with comparison markers for Regional NSW.
$299 or less
2021 count
312
% of total
4.4%
312
4.4%
$300 - $599
2021 count
321
% of total
4.5%
321
4.5%
$600 - $999
2021 count
868
% of total
12.2%
868
12.2%
$1,000 - $1,199
2021 count
743
% of total
10.5%
743
10.5%
$1,200 - $1,399
2021 count
928
% of total
13.1%
928
13.1%
$1,400 - $1,599
2021 count
728
% of total
10.2%
728
10.2%
$1,600-$1,799
2021 count
760
% of total
10.7%
760
10.7%
$1,800 - $1,999
2021 count
451
% of total
6.3%
451
6.3%
$2,000 - $2,199
2021 count
603
% of total
8.5%
603
8.5%
$2,200 - $2,399
2021 count
158
% of total
2.2%
158
2.2%
$2,400-$2,599
2021 count
110
% of total
1.5%
110
1.5%
$2,600-$2,999
2021 count
311
% of total
4.4%
311
4.4%
$3,000-$3,999
2021 count
288
% of total
4.1%
288
4.1%
$4,000-$4,999
2021 count
115
% of total
1.6%
115
1.6%
$5000 and over
2021 count
66
% of total
0.9%
66
0.9%
Not stated
2021 count
344
% of total
4.8%
344
4.8%
Data table
Housing loan repayments for Albury (C). Monthly housing loan repayments. 2021 counts and percentages compared with Regional NSW.
| Category | 2021 count | 2021 % | Regional NSW % |
|---|---|---|---|
| $299 or less | 312 | 4.4% | 4.9% |
| $300 - $599 | 321 | 4.5% | 4.3% |
| $600 - $999 | 868 | 12.2% | 9.7% |
| $1,000 - $1,199 | 743 | 10.5% | 7.0% |
| $1,200 - $1,399 | 928 | 13.1% | 8.8% |
| $1,400 - $1,599 | 728 | 10.2% | 7.9% |
| $1,600-$1,799 | 760 | 10.7% | 9.1% |
| $1,800 - $1,999 | 451 | 6.3% | 6.4% |
| $2,000 - $2,199 | 603 | 8.5% | 10.0% |
| $2,200 - $2,399 | 158 | 2.2% | 4.2% |
| $2,400-$2,599 | 110 | 1.5% | 2.8% |
| $2,600-$2,999 | 311 | 4.4% | 7.0% |
| $3,000-$3,999 | 288 | 4.1% | 7.5% |
| $4,000-$4,999 | 115 | 1.6% | 2.7% |
| $5000 and over | 66 | 0.9% | 2.1% |
| Not stated | 344 | 4.8% | 5.7% |
| Total | 7,106 | 100.0% | 100.0% |