Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 72.9% of households in Ararat (RC) were purchasing or had fully paid off their home, while 21.6% were renting. The mortgage share was lower than Regional Vic. (33.2%).
Section overview
Housing tenure
Ararat (RC) - Households (Enumerated)
This table summarises housing tenure for Ararat (RC) in 2021 for persons, with comparison against Regional Vic. and change since 2016.
Housing tenure snapshot
2021 distribution by category for Ararat (RC), with comparison markers for Regional Vic..
Fully owned
2021 count
2,008
% of total
44.2%
Change from 2016
+0.9pp
2,008
44.2%
+0.9pp
Mortgage
2021 count
1,305
% of total
28.7%
Change from 2016
+0.3pp
1,305
28.7%
+0.3pp
Renting - Total
2021 count
981
% of total
21.6%
Change from 2016
-2.2pp
981
21.6%
-2.2pp
Renting - Social housing
2021 count
112
% of total
2.5%
Change from 2016
-0.7pp
112
2.5%
-0.7pp
Renting - Private
2021 count
856
% of total
18.9%
Change from 2016
-0.6pp
856
18.9%
-0.6pp
Renting - Not stated
2021 count
8
% of total
0.2%
Change from 2016
-0.9pp
8
0.2%
-0.9pp
Other tenure type
2021 count
142
% of total
3.1%
Change from 2016
+2.1pp
142
3.1%
+2.1pp
Not stated
2021 count
102
% of total
2.2%
Change from 2016
-1.5pp
102
2.2%
-1.5pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+147
+0.9pp
Mortgage
+86
+0.3pp
Renting - Total
-44
-2.2pp
Renting - Social housing
-24
-0.7pp
Renting - Private
+18
-0.6pp
Renting - Not stated
-41
-0.9pp
Other tenure type
+98
+2.1pp
Not stated
-57
-1.5pp
Data table
Housing tenure for Ararat (RC). Housing tenure. 2021 and 2016 counts, percentages, and change compared with Regional Vic..
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Regional Vic.% | Count | % | Regional Vic.% | Count | pp | |
| Fully owned | 2,008 | 44.2% | 39.3% | 1,861 | 43.3% | 37.8% | +147 | +0.9pp |
| Mortgage | 1,305 | 28.7% | 33.2% | 1,219 | 28.4% | 33.2% | +86 | +0.3pp |
| Renting - Total | 981 | 21.6% | 23.6% | 1,025 | 23.8% | 25.1% | -44 | -2.2pp |
| Renting - Social housing | 112 | 2.5% | 3.1% | 136 | 3.2% | 3.6% | -24 | -0.7pp |
| Renting - Private | 856 | 18.9% | 20.3% | 838 | 19.5% | 20.8% | +18 | -0.6pp |
| Renting - Not stated | 8 | 0.2% | 0.2% | 49 | 1.1% | 0.7% | -41 | -0.9pp |
| Other tenure type | 142 | 3.1% | 2.1% | 44 | 1.0% | 0.8% | +98 | +2.1pp |
| Not stated | 102 | 2.2% | 1.9% | 159 | 3.7% | 3.1% | -57 | -1.5pp |
| Total households | 4,541 | 100.0% | 100.0% | 4,298 | 100.0% | 100.0% | +243 | 0.0pp |