Housing
Housing tenure
About this topic
Housing tenure shows whether households own their dwelling outright, are purchasing it, rent privately, rent from a social landlord, or occupy it under another arrangement. It describes how households hold or access housing, not the type of dwelling itself.
This topic is useful for analysing housing markets, affordability, stability, and the mix of owners and renters. It works best alongside dwelling type, household composition, and housing cost topics such as mortgage repayments and rent.
Interpretation notes
- Tenure type describes how the dwelling is occupied, including ownership, mortgage, rental, or other arrangements.
- It applies to occupied private dwellings and should not be confused with dwelling structure or housing cost measures.
Key insight
In 2021, 64.1% of households in Mosman were purchasing or had fully paid off their home, while 33.1% were renting. The mortgage share was similar to Mosman (A) (25.8%).
Section overview
Housing tenure
Mosman - Households (Enumerated)
This table summarises housing tenure for Mosman in 2021 for persons, with comparison against Mosman (A) and change since 2016.
Housing tenure snapshot
2021 distribution by category for Mosman, with comparison markers for Mosman (A).
Fully owned
2021 count
4,422
% of total
38.3%
Change from 2016
-11.7pp
4,422
38.3%
-11.7pp
Mortgage
2021 count
2,980
% of total
25.8%
Change from 2016
+2.9pp
2,980
25.8%
+2.9pp
Renting - Total
2021 count
3,822
% of total
33.1%
Change from 2016
+9.1pp
3,822
33.1%
+9.1pp
Renting - Social housing
2021 count
94
% of total
0.8%
Change from 2016
+0.8pp
94
0.8%
+0.8pp
Renting - Private
2021 count
3,711
% of total
32.1%
Change from 2016
+8.1pp
3,711
32.1%
+8.1pp
Renting - Not stated
2021 count
8
% of total
0.1%
Change from 2016
-3.0pp
8
0.1%
-3.0pp
Other tenure type
2021 count
207
% of total
1.8%
Change from 2016
+1.8pp
207
1.8%
+1.8pp
Not stated
2021 count
112
% of total
1.0%
Change from 2016
+1.0pp
112
1.0%
+1.0pp
Chart view
Housing tenure change
Absolute change in category counts between 2016 and 2021.
Fully owned
+4,374
-11.7pp
Mortgage
+2,958
+2.9pp
Renting - Total
+3,799
+9.1pp
Renting - Social housing
+94
+0.8pp
Renting - Private
+3,688
+8.1pp
Renting - Not stated
+5
-3.0pp
Other tenure type
+207
+1.8pp
Not stated
+112
+1.0pp
Data table
Housing tenure for Mosman. Housing tenure. 2021 and 2016 counts, percentages, and change compared with Mosman (A).
| Category | 2021 | 2016 | Change | |||||
|---|---|---|---|---|---|---|---|---|
| Count | % | Mosman (A)% | Count | % | Mosman (A)% | Count | pp | |
| Fully owned | 4,422 | 38.3% | 38.3% | 48 | 50.0% | 36.3% | +4,374 | -11.7pp |
| Mortgage | 2,980 | 25.8% | 25.8% | 22 | 22.9% | 26.5% | +2,958 | +2.9pp |
| Renting - Total | 3,822 | 33.1% | 33.1% | 23 | 24.0% | 34.3% | +3,799 | +9.1pp |
| Renting - Social housing | 94 | 0.8% | 0.8% | 0 | 0.0% | 0.8% | +94 | +0.8pp |
| Renting - Private | 3,711 | 32.1% | 32.1% | 23 | 24.0% | 33.0% | +3,688 | +8.1pp |
| Renting - Not stated | 8 | 0.1% | 0.1% | 3 | 3.1% | 0.5% | +5 | -3.0pp |
| Other tenure type | 207 | 1.8% | 1.8% | 0 | 0.0% | 0.7% | +207 | +1.8pp |
| Not stated | 112 | 1.0% | 1.0% | 0 | 0.0% | 2.2% | +112 | +1.0pp |
| Total households | 11,544 | 100.0% | 100.0% | 96 | 100.0% | 100.0% | +11,448 | 0.0pp |